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First Tech Routing #321180379
Mortgage Loan Officer

Meet Jenny.

A little insight into
Jenny Smotherman.

Just over 22 years ago, Jenny found her way into the mortgage industry. The flexibility of the job allowed her to build her career, raise her children, and work with her husband’s firefighting schedule. A few decades later, she still enjoys the process of helping people buy their first or next home.

“I love being given the opportunity to help find financial options outside the box,” Jenny said. “This has helped families lower their total monthly debt, get into a higher-priced house, or qualify for their starter home.”

Jenny is a dedicated professional who loves the teamwork found in the First Tech mortgage department and the chance to provide education, integrity and excellent service to every member.

We're here to help you.

Get pre-qualified.

Take the first step to your home dreams by seeing how much you can borrow by getting pre-qualified. A pre-qualification can give you a leg up in a competitive market and can ease your mind when taking on the task of financing a home.

Buy a home.

We have mortgage solutions to fit your needs, whether this is your first home, next home, or you’re building your dream house. If you have a home picked out and signed a contract, please apply here. If you want to see how much you qualify for submit a request for Pre-Qualification.


Whether you want to cash out your equity, lower your payments, or pay off your loan sooner, we have a refinance loan for you.

Home equity.

Do you have big plans that require money? Get that money from the equity in your home. We have great rates and many options, depending on your goals.

Mortgage resources.


Home Buyers

We’ve helped thousands of members buy their first home.



Calculate your mortgage options.


Home Loan

View more information on the home loan options available.

All loans are subject to credit approval. Credit Union membership is required and subject to approval. Property and/or flood hazard insurance may be required.