Why do so many people choose a First Tech Mastercard®? 

Do you use your credit card for routine purchases, like gas and groceries? This Choice is yours.

• Get 20,000 bonus points when you spend at least $3,000 in your first 60 daysBonus Rewards<br /> &bull; <strong>Choice Rewards World Mastercard</strong> bonus points: To qualify for the 20,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 60 days of account opening.<br /> &bull; <strong>Odyssey Rewards World Elite Mastercard</strong> bonus points: To qualify for the 30,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 90 days of account opening.<br /> &bull; <strong>Platinum Rewards Mastercard</strong>: To qualify for the 10,000 Rewards Points bonus, purchases totaling $2,000 must post to account within 60 days of account opening.<br /> Rewards Points will be awarded on the second statement following qualification for the bonus. .
• Earn 2 points for every $1 spent on gas, groceries, household goods and more, and earn 1 point per $1 spent on other eligible purchasesFirst Tech does not have the ability to control how a retailer chooses to classify their business and reserves the right to determine which purchases qualify for Rewards points. Rewards points are not accrued for returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, or insurance. Points have no cash value until redeemed..
• No annual fee.*

If you spend as much time on the road and in the sky as you do at home, this is the card for you.

• Receive 30,000 bonus points when you spend $3,000 in your first 90 daysBonus Rewards<br /> &bull; <strong>Choice Rewards World Mastercard</strong> bonus points: To qualify for the 20,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 60 days of account opening.<br /> &bull; <strong>Odyssey Rewards World Elite Mastercard</strong> bonus points: To qualify for the 30,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 90 days of account opening.<br /> &bull; <strong>Platinum Rewards Mastercard</strong>: To qualify for the 10,000 Rewards Points bonus, purchases totaling $2,000 must post to account within 60 days of account opening.<br /> Rewards Points will be awarded on the second statement following qualification for the bonus. .
• Earn 3 points for every $1 spent on travel and hotel purchases, earn 2 points per $1 spent on dining and earn 1 point per $1 spent on all other eligible purchasesFirst Tech does not have the ability to control how a retailer chooses to classify their business and reserves the right to determine which purchases qualify for Rewards points. Rewards points are not accrued for returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, or insurance. Points have no cash value until redeemed..
• $0 intro annual fee for your first year, then $75 thereafter.*

The First Tech Platinum Secured Mastercard card is a great choice if you are building credit. Your credit limit is secured by a refundable security deposit, and you get all the great benefits of our Platinum Rewards Mastercard. Your on-time payments are reported to the credit bureau, so you build positive credit history every month.

• Earn 1 rewards point for every dollar you spend on your Platinum Secured Mastercard card. There’s no limit to the number of points you can earn, and they never expire. Redeem points for travel, merchandise, gift cards and more.
• Pay no annual fee, no balance-transfer fees and no cash-advance fees.*

As a First Tech member, you can get even more rewards when you pair your First Tech Mastercard with a First Tech Rewards Checking® and Savings. Get an extra 1.00% cash back, up to $30, on your monthly credit-card spending and 0.50% cash back on loan payments.Rebates: All loans, home equity lines of credit (HELOCs), credit cards, and First Tech Rewards Savings accounts must have the same primary account owner as the qualifying First Tech Rewards Checking. Only the first qualifying FTRC can receive cash back if more than one FTRC has the same primary account owner. 0.50% cash back on minimum scheduled payment amount made from a First Tech account to First Tech consumer loans, mortgage loans and home equity lines of credit up to $15 per month. 1.00% cash back on all posted First Tech credit card purchases, up to $30 per month. Reimbursement of any out-of-network U.S. ATM fees, up to $10 per month for each FTRC owned by the primary account owner. Rebates will be received when qualifications are met and posted within three (3) business days after the end of the calendar month.