Why do so many people choose a First Tech Mastercard®? 

Do you use your credit card for routine purchases, like gas and groceries? This Choice is yours.

• Earn unlimited points that never expire and redeem them for cash back.Points have no cash value until redeemed. Points can be redeemed for cash back in the form of a statement credit or a transfer to a First Tech Rewards Checking® account, travel, merchandise, events and activities, charitable donations, and gift cards. The value of points may be lower depending on redemption method chosen. Credit card account must be in good standing (i.e., not in default, closed, inactive, or otherwise not in good standing) for points redemption.
• Earn 2 points for every $1 spent on gas, groceries, household goods and more, and earn 1 point per $1 spent on other eligible purchases.First Tech does not have the ability to control how a retailer chooses to classify their business and reserves the right to determine which purchases qualify for Rewards points. Rewards points are not accrued for returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, or insurance. Points have no cash value until redeemed.
• No annual fee.Visit <a href="/rates" aria-label="">firsttechfed.com/rates</a>&nbsp;for a complete list of fees.

If you spend as much time on the road and in the sky as you do at home, this is the card for you.

• Earn unlimited points that never expire, so your rewards are ready to go when you are.Points have no cash value until redeemed. Points can be redeemed for cash back in the form of a statement credit or a transfer to a First Tech Rewards Checking&reg; account, travel, merchandise, events and activities, charitable donations, and gift cards. The value of points may be lower depending on redemption method chosen. Credit card account must be in good standing (i.e., not in default, closed, inactive, or otherwise not in good standing) for points redemption.
• Earn 3 points for every $1 spent on travel and hotel purchases, earn 2 points per $1 spent on dining and earn 1 point per $1 spent on all other eligible purchases.First Tech does not have the ability to control how a retailer chooses to classify their business and reserves the right to determine which purchases qualify for Rewards points. Rewards points are not accrued for returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, or insurance. Points have no cash value until redeemed.
• $0 intro annual fee for your first year, then $75 thereafter.Visit <a href="/rates" aria-label="">firsttechfed.com/rates</a>&nbsp;for a complete list of fees.

The First Tech Platinum Secured Mastercard card is a great choice if you are building credit. Your credit limit is secured by a refundable security deposit, and you get all the great benefits of our Platinum Rewards Mastercard. Your on-time payments are reported to the credit bureau, so you build positive credit history every month.

• Earn 1 rewards point for every dollar you spend on your Platinum Secured Mastercard card. There’s no limit to the number of points you can earn, and they never expire. Redeem points for travel, merchandise, gift cards and more.Points have no cash value until redeemed. Points can be redeemed for cash back in the form of a statement credit or a transfer to a First Tech Rewards Checking&reg; account, travel, merchandise, events and activities, charitable donations, and gift cards. The value of points may be lower depending on redemption method chosen. Credit card account must be in good standing (i.e., not in default, closed, inactive, or otherwise not in good standing) for points redemption.
• Pay no annual fee, no balance-transfer fees and no cash-advance fees.Visit <a href="/rates" aria-label="">firsttechfed.com/rates</a>&nbsp;for a complete list of fees.

As a First Tech member, you can get even more rewards when you pair your First Tech Mastercard with a First Tech Rewards Checking® and Savings. Get an extra 1.00% cash back, up to $30, on your monthly credit-card spending and 0.50% cash back on loan payments.Rebates: All loans, home equity lines of credit (HELOCs), credit cards, and First Tech Rewards Savings accounts must have the same primary account owner as the qualifying First Tech Rewards Checking. Only the first qualifying FTRC can receive cash back if more than one FTRC has the same primary account owner. 0.50% cash back on minimum scheduled payment amount made from a First Tech account to First Tech consumer loans, mortgage loans and home equity lines of credit up to $15 per month. 1.00% cash back on all posted First Tech credit card purchases, up to $30 per month. Reimbursement of any out-of-network U.S. ATM fees, up to $10 per month for each FTRC owned by the primary account owner. Rebates will be received when qualifications are met and posted within three (3) business days after the end of the calendar month.