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Odyssey Credit Card

Odyssey Rewards™ World Elite Mastercard®

As low as 6.99% APR

  • Earn premium rewards for travel and dining
  • Take advantage of dedicated World Elite Mastercard Global Concierge services Coverage and benefits are determined by the terms, conditions, and exclusions of the Policies applicable to your Card, as specified by First Tech and the Mastercard® Guide to Benefits.
  • A great card if you typically make monthly purchases of $3,000 or more and pay off your balances
  • Annual Fee: first year free, then $75 annual fee thereafter
Choice Credit Card

Choice Rewards World Mastercard®

As low as 8.25% APR

  • Earn double Rewards Points on every day purchasesFirst Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. Returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, insurance charges or unauthorized charges are not eligible for Rewards Points. See Card FAQs for more information about reward categories.
  • Appreciate a high value card with low rates and no annual fee
  • Enjoy card benefits like purchase assurance and moreCoverage and benefits are determined by the terms, conditions, and exclusions of the Policies applicable to your Card, as specified by First Tech and the Mastercard® Guide to Benefits.
  • Annual Fee: $0
Platinum Credit Card

Platinum Rewards Mastercard®

As low as 7.99% APR

  • Earn Rewards Points for every dollar spentFirst Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. Returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, insurance charges or unauthorized charges are not eligible for Rewards Points. See Card FAQs for more information about reward categories.
  • Keep more money in your pocket with low rates and no annual fee
  • Redeem your rewards points for travel, merchandise and charitable donationsCoverage and benefits are determined by the terms, conditions, and exclusions of the Policies applicable to your Card, as specified by First Tech and the Mastercard® Guide to Benefits.
  • Annual Fee: $0
Platinum Credit Card

Platinum Mastercard®

As low as 6.99% APR

  • Keep more money in your pocket with low rates and no annual fee
  • Annual Fee: $0
Platinum Credit Card

Platinum Secured Mastercard®

As low as 9.00% APR

  • A great card if you want to build your credit
  • The perfect choice if you have limited credit history or have had financial challenges
  • Earn Rewards Points for every dollar spentFirst Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. Returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, insurance charges or unauthorized charges are not eligible for Rewards Points. See Card FAQs for more information about reward categories.
  • Annual Fee: $0

Side by side comparison.

Odyssey Rewards Mastercard Choice Rewards Mastercard Platinum Rewards Mastercard Platinum Mastercard
Initial rate As low as 6.99% APR As low as 8.25% APR As low as 7.99% APR As low as 6.99% APR
Rewards points
  • Earn 3 points on travel
  • Earn 2 points on dining
  • Earn 1 point on all other purchases
  • Earn 2 points on gas, grocery, household goods, electronics and telecom purchases
  • Earn 1 point on all other purchases
  • Earn 1 point for every $1 purchased
Rewards redemption options
  • Merchandise
  • Travel
  • Charitable donations
  • Gift card
  • Cash
  • Merchandise
  • Travel
  • Charitable donations
  • Gift card
  • Cash
  • Merchandise
  • Travel
  • Charitable donations
  • Gift card
Annual fee

First year free, then
$75 annual fee thereafter

$0 $0 $0
Foreign transaction fee $0 $0 $0 $0
Balance transfer fee $0 $0 $0 $0
Cash advance fee $0 $0 $0 $0
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Maximum Expenditures

Monthly Spending

Travel

$

Shopping

$

Groceries

$

Dining

$

Monthly Rewards

*Amounts are estimates of rewards and do not guarantee actual points earned. Merchandise and other items shown are examples and may vary