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Premier Rewards Banking

Never settle for average

3.50% annual percentage yield (APYAPY=Annual Percentage Yield. APY effective date: 11/12/2025. Rates may change after accounts are opened. There are two ways to maintain the minimum monthly balance required: 1. maintain a minimum average daily balance of $250,000 across all share accounts having the same primary account owner as the First Tech Premier Rewards Savings (FTPRS) 2. maintain a minimum aggregate balance of $500,000 with Addison Avenue Investment Services for the same owner. $10 minimum opening deposit for First Tech Premier Rewards Checking (FTPRC) and $25 for First Tech Premier Rewards Savings (FTPRS). Fees could reduce the earnings on accounts. Membership is required and subject to approval.).

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How to qualify

To be eligible for First Tech Premier Rewards BankingEnrollment into the First Tech Premier Rewards Program is established upon opening at least one First Tech Premier Rewards Savings account (FTPRS). Within 30 days of program enrollment, deposit or investment account balances must meet one of the following: 1. A minimum combined deposit balance of $250,000 across one or more First Tech share accounts of which you are the primary account owner. 2. A minimum aggregate balance of $500,000 via Addison Avenue Investment Service accounts of which you are the primary account owner. Share deposit or investment account balances must continue to meet one of the following requirements each month: 1. Maintain a minimum average daily balance of at least $250,000 across one or more First Tech share accounts. This average daily balance is an accumulation of the balances in all share accounts on which you are the primary account owner. FTPRS accounts must be personal or owned by a Trust or similar fiduciary account. Business and Health Savings accounts are not eligible. Cannot be combined with First Tech Rewards Checking, First Tech Rewards Savings, or Dividend Rewards Checking products. 2. Maintain a minimum aggregate balance of $500,000 with Addison Avenue Investment Services. This aggregate balance is an accumulation of all balances in investment accounts of which you are the primary account owner. Failure to Continue to Qualify: If you do not meet the minimum combined share balance or minimum combined investment balance requirements for five (5) consecutive calendar months, your First Tech Premier Rewards Savings account(s) will be converted to the Instant Access Savings account and each of your First Tech Premier Rewards Checking account(s) will be converted to the First Checking Plus account., a First Tech member must maintain a combined daily average balance of $250,000 across any checking, savings or certificate account(s) or an aggregate balance of $500,000 with Addison Avenue Investment Services.*

Discover the advantages

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Concierge service

A dedicated financial partner will focus on your financial wellbeing.

Start Up Savings

Higher limits

Enjoy higher mobile deposit limits compared to standard First Tech accounts.

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Account privileges

Up to $75 in monthly rebatesFor each completed calendar month, the primary account owner has a First Tech Premier Rewards Savings (FTPRS), the following fees will be reimbursed up to a maximum of $75 per calendar month. Any share account with the same primary account owner as the FTPRS will be eligible for the rebate, excluding Business and Health Savings Accounts. Rebates will be posted within 5-7 business days after the end of each month. Fees eligible for rebate: ATM deposit adjustment, Non-First Tech/Co-Op ATM, check orders/re-order, First Tech international transaction fees, stop payments (regular payments, wires, express delivery (excludes card rush items). Fees not listed will be considered an exception rebate.

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Convenient access

Higher funds available on remote deposits

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Transfer more

Higher Zelle®Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. transaction limits than standard First Tech accounts

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Earn more

Higher APY with Premier Rewards Savings account

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Meet the team

Our Premier Financial Representatives are ready to help you take a fresh, focused look at your money and your path to personal prosperity.
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Frequently asked questions

Premier Rewards Banking is First Tech’s program for our most engaged members, offering personalized banking service, enhanced rates on select products and fee rebates on common services. Members may also receive invites to exclusive events, webinars and early access to new features.

You can enroll in Premier Rewards Banking by scheduling an appointment or opening a First Tech Premier Rewards Savings® account.

To qualify for Premier Rewards Banking, the following criteria must be met:

  • Hold a First Tech Premier Rewards Savings® account as the primary account holder.​
  • Within 30 days of program enrollment, deposit or investment account balances must meet one of the following:
    ​
    • A minimum combined deposit balance of $250,000 across one or more First Tech share accounts of which you are the primary account owner or
    • A minimum aggregate balance of $500,000 via Addison Avenue Investment Service accounts of which you are the owner.
      ​
  • Meet one of these balance thresholds:
    • Maintain a minimum aggregate deposit balance of $250,000 across one or more First Tech share accounts (as the primary account owner) or
    • Maintain a minimum aggregate balance of $500,000 through Addison Avenue Investment Services (as the primary account owner).
  • Account Type:
    • Must be a personal, trust or similar fiduciary account.
    • The primary account owner of the First Tech Premier Rewards Savings® account must also be the primary owner of a Membership Share Savings account.
    • Business, organization and HSA accounts are not eligible.
Premier Rewards Banking cannot be combined with First Tech Rewards Checking®, First Tech Rewards Savings® or Dividend Rewards Checking products.
No. To qualify, you must meet the full balance requirement in either First Tech share accounts or Addison Avenue Investment Services accounts where you are the primary owner. Balances cannot be combined between the two.

No. Membership is complimentary for members who meet the eligibility criteria.

Our Premier Member Services team can help you review eligibility, how to enroll and account transitions. Reach out via your online banking portal or scheduling an appointment.
*Registered Address: 1011 Sunset Blvd., Ste. 210, Rocklin, CA 95765 | 855.744.8585

Financial Advisors offer securities through Raymond James Financial Services, Inc. Member FINRA/SIPC and securities are not insured by credit union insurance, the NCUA or any other government agency, are not deposits or obligations of the credit union, are not guaranteed by the credit union, and are subject to risks, including the possible loss of principal. First Technology Federal Credit Union and Addison Avenue Investment Services are not registered broker/dealers and are independent of Raymond James Financial Services. Investment advisory services offered through Raymond James Financial Services Advisors, Inc.
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