A better rate for the car you choose
Used Car Loans
If you're searching for a loan for a used car, First Tech is here is help. We offer fixed-rate, fixed-term loans with competitive rates and 84-month financingUsed Auto Loan example: $28,000 borrowed at 6.20% Annual Percentage Rate (APR) for 65 months = $18.15 per month per $1000 borrowed. Other rates and terms are available. Loan term and amount minimums: 12- to 65-month term: minimum of $1,000. 66- to 72-month term: minimum of $5,000. 73- to 84-month term: minimum of $20,000.. Plus, there are no pre-payment penalty fees on our auto loans.
A great loan for those who:
- Think "new to you" is a smart choice
- Are buying a car 2-10 model years old
- Want to finance up to 84 months
What you'll get:
- Fixed-rate
- Fixed-term loan
- No payment for up to 90 daysDeferring your first payment (up to 90 days from the funding date of your loan) is optional and is not a condition of your loan. Deferring your loan payment may affect your APR and the total interest you pay. All other loan terms and provisions will remain the same.
Read the benefits.
Quick and easy loan process
- Online loan application
- Digital document delivery
- Fast loan decision
Secure, anytime, anywhere account access
- Free mobile app
- Free online banking
More money in your pocket
- No pre-payment penalty
- No application or origination feesVisit firsttechfed.com/rates for a complete list of fees.
Used car loan rates
A personalized First Tech rate in 30 seconds or less with check my rate.
Click the “Check My Rate” button below to get your rate for a 12-65 month term! Checking your rate will not affect your credit score<strong>Check your rate:</strong> To check the rates and terms First Tech Federal Credit Union conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. All loan applications are subject to credit approval. Membership is required and subject to approval. .
What is Check My Rate? Have more questions like this? Check out our full FAQ for more information.
