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Checking Accounts
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First Tech Rewards Checking | First Checking Plus | Carefree Checking | HSA Checking | |
---|---|---|---|---|
Earns Annual Percentage Yield Up To | Earn up to 4.00% APY - Learn More | Earn up to 0.01% APY - Learn More | - | Earn up to 1.00% APY - Learn More |
Monthly account fee | $0 | $0 | $0 | $0 |
Free chip-and-PIN enabled debit card | Yes | Yes | Yes | Yes |
Free Online Banking with BillPay | Yes | Yes | Yes | Yes |
Free Mobile Banking with e-Deposits | Yes | Yes | Yes |
- |
ATM fee rebates | Yes | -No | -No | -No |
Free access to over 30,000 CO-OP ATMs | Yes | Yes | Yes |
- |
No monthly balance requirement | Yes | Yes | Yes | Yes |
Reap the benefits.
Direct Deposit
- One less errand for you to check off your list. Set up your paycheck to deposit direct into your account.
Chip-and-PIN enabled debit card
- Shop with your card feeling confident you're protected with strong security.
Mobile Banking
- Download our free Mobile Banking App and you'll have a branch at your finger tips.
Alerts
- We'll let you know when checks clear, a transaction is complete and more. Set up your preferences and stay in the know.
E-Statements
- Receive your monthly statement securely and conveniently online.
Access your accounts anytime, anywhere.
Log in online or download our Mobile App — It's your money, we'll keep you connected.
Complete transactions
- Transfer funds between First Tech accounts
- Deposit checks with E-deposit
- Pay bills or your First Tech loan on the go
- Check account balances
Find First Tech branches
- Search for a nearby branch
- Look up hours and directions
Locate a surcharge-free ATM
- Locate a CO-OP Network ATM near you. There are over 30,000 surcharge free ATMs across the U.S.

Checking calculators for you.
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