Fixed Rate Personal Loans

Lock in a low fixed rate.

Borrow from $500 to $50,000
Fast online application
Fixed rate and fixed monthly payment

As low as 6.99% Annual Percentage Rate (APR)6.99% <p>Fixed-Rate Loan example: $17,401 borrowed at 13.95% Annual Percentage Rate (APR) for 24 months = $47.99 per month per $1,000 borrowed.</p>

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Fixed Rate Personal Loan Check my rate

Debt consolidation

Combine multiple balances into one loan with a single monthly payment.

Home projects

Pay for updates or repairs over time instead of all at once.

Major expenses

Cover larger costs with a predictable payment plan

Why get a personal loan from First tech?

Fast funding as soon as the same day
Low, fixed rates from 6.99% to 18.00% Annual percentage Rate (APR)Annual Percentage Rate. Actual Rate will be determined based on the applicant's history and final loan terms. All loans are subject to credit approval. Credit Union membership is required and subject to approval. Any rate discount(s) are automatically reflected in the APR noted on the approval disclosures.
Loan amounts from $500 to $50,000
Flexible terms from 6-84 monthsFixed-Rate Loan example: $17,401 borrowed at 13.95% Annual Percentage Rate (APR) for 24 months = $47.99 per month per $1,000 borrowed
No application, origination or prepayment feesVisit firsttechfed.com/rates for a complete list of fees.

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A simple process from start to finish

Check your rateCheck my rate: To check the rates and terms First Tech Federal Credit Union conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. All loan applications are subject to credit approval. Membership is required and subject to approval.

See your rate and payment without impacting your credit score.
Choose your terms

Select a loan amount and term that fits your budget.
Get your funds

Instantly access your funds when you need them.

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Optional protection for your loan

DebtSafe® payment protection can help cover your personal loan payments if life takes an uexpected turn.

If you experience a qualifying event, DebtSafe® may help by canceling or suspending payments so you can focus on what matters most.

Learn more