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First Tech Routing #321180379

Recreational Vehicle Loans

Competitive rates, fast loan decisions, and no payment for up to 90 days.Deferring your first payment (up to 90 days from the funding date of your loan) is optional and is not a condition of your loan. Deferring your loan payment may affect your APR and the total interest you pay. All other loan terms and provisions will remain the same.

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Recreational vehicle financing

Adventure starts here—with flexible financing for your next ride. Whether you're hitting the open road, cruising the water, or exploring off the beaten path, First Tech offers competitive loans for motorcycles, boats, and a wide range of recreational vehicles including RVs, campers, and travel trailers. 

With low fixed rates, flexible terms, and no payments for up to 90 days, our financing options are designed to fit your lifestyle—whether you're buying new or used. Plus, enjoy added peace of mind with insurance options, GAP coverage, and helpful tools to guide your purchase every step of the way.


Recreational vehicle loans.Actual rate will be determined based on the applicant’s credit history, and final loan terms. All loans are subject to credit approval. Credit Union membership is required and subject to approval.

Boat Loans

As low as 7.29% Annual Percentage Rate (APR) Boat Loan example: $45,919 borrowed at 11.54% Annual Percentage Rate (APR) for 72 months = $19.31 per month per $1,000 borrowed. Actual rate will be determined based on the applicant’s credit history, and final loan terms. All loans are subject to credit approval. Credit Union membership is required and subject to approval.

For new or used boats up to 10 model years old with financing up to 180 months.
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RV Loans

As low as 7.29% Annual Percentage Rate (APR) RV Loan example: $41,085 borrowed at 10.14% Annual Percentage Rate (APR) for 84 months = $16.67 per month per $1,000 borrowed.

For new or used RVs up to 10 model years old with fewer than 100,000 miles.
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Motorcycle Loans

As low as 6.74% Annual Percentage Rate (APR) Motorcycle Loan example: $12,683 borrowed at 9.29% Annual Percentage Rate (APR) for 60 months = $20.90 per month per $1,000 borrowed. Actual rate will be determined based on the applicant’s credit history, and final loan terms. All loans are subject to credit approval. Credit Union membership is required and subject to approval.

For new or used bikes up to 5 model years old with financing up to 60 months.
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Boat Loans and RV Loans are not available in Puerto Rico.

Recreational vehicle loan calculators.

Plan with confidence using our financial calculators. Whether you're deciding between a new or used recreational vehicle, comparing financing versus paying cash, or estimating monthly payments, our easy-to-use tools help you make informed decisions tailored to your budget and lifestyle. 

Motorcycle loan calculator

Offering more than just a vehicle loan.

Our range of services are here to support you throughout the vehicle buying process. Learn more about insurance options, auto buying services, mechanical repair coverage, and more.
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