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Routing #321180379

Rates

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Effective Date: June 1, 2021

Account Annual Percentage Rate 1 Loan Amount (min/max) Loan Term
Personal Line of Credit as low as 9.00% 2 $500 / $25,000 revolving
(no set term)
Personal Loan as low as 6.70% $500 / $35,000 24
as low as 7.70% $500 / $35,000 36
as low as 8.70% $5,000 / $35,000 48
as low as 9.20% $10,000 / $35,000 60
as low as 10.00% $15,000 / $50,000 72
as low as 11.00% $20,000 / $50,000 84
Stock Secured Loan as low as 4.50% $25,000 / $1,000,000 60
as low as 5.00% $50,000 / $1,000,000 96
as low as 5.10% $100,000 / $1,000,000 144
Stock Secured Line of Credit as low as 9.00% 3 $25,000 / $500,000 revolving
(no set term)
Savings Secured Loan Savings account
rate plus 3.00%
$500 / $500,000 60
Savings account
rate plus 3.00%
$20,000 / $500,000 96
Certificate Secured Loan Certificate account rate
plus 3.00%
$500 / $500,000 to certificate maturity
Select the Personal account you want to open:

Personal Example

Account Annual Percentage Rate Term Monthly payment per $1,000 borrowed
Personal Loan 10.20% 60 months $21.35
Stock Secured Loan 4.50% 60 months $18.65
Savings Secured Loan 3.05% 4 60 months $18.00
Certificate Secured Loan 3.65% 5 60 months $18.24

Effective Date: June 1, 2021

Account Annual Percentage Rate 1 Loan Amount (min/max) Loan Term
New Motorcycle/Scooter Loan (0-1 model years) as low as 6.10% $1,500 / $100,000 60
Used Motorcycle Loan (2-5 model years) as low as 6.60% $1,500 / $100,000 60
RV, Boat*, Camper, and Travel Trailers Loans (0-1 model years) (Excludes "pop-up" trailers and mounted canopy shells)

PLEASE NOTE:
- Used RV, Boat, Camper and Travel Trailers Loan (2-5 model years) add 0.50%;
- Older Used (6-10 model years) add 1.00% to the advertised new rate.
- All RVs, Boats, Campers and Trailers must be titled in the state borrower resides.

*Boat maximum loan amount $500,000
as low as 4.40% $1,500 / $300,000 60
as low as 4.55% $5,000 / $300,000 72
as low as 4.80% $20,000 / $300,000 84
as low as 5.00% $50,000 / $300,000 120
as low as 5.05% $50,000 / $300,000 144
as low as 5.30% $75,000 / $300,000 180
Select the Recreational account you want to open:

Recreational Example

Account Annual Percentage Rate Term Monthly payment per $1,000 borrowed
New Motorcycle/Scooter Loan 6.10% 60 months $19.39
Used Motorcycle/Scooter Loan 6.60% 60 months $19.62
New RV/Boat Loan 4.40% 60 months $18.60

Effective Date: June 1, 2021

Account Annual Percentage Rate 1 Loan Amount (min/max) Loan Term
5-Year Fixed Term Loan as low as 2.65% $5000 / $500,000 5 years
7-Year Fixed Term Loan as low as 2.95% $7,000 / $500,000 7 Years
10-Year Fixed Term Loan as low as 3.05% $10,000 / $500,000 10 years
15-Year Fixed Term Loan as low as 3.35% $20,000 / $500,000 15 years
40% Balloon Loan as low as 6.35% $20,000 / $500,000 15 years
50% Balloon Loan as low as 6.50% $20,000 / $500,000 15 years
1-5 Year Interest Only Loan 6 as low as 6.35% $10,000 / $500,000 15 years
6-10 Year Interest Only Loan 6 as low as 7.15% $20,000 / $500,000 15 years
Select the Student Loan Refinance account you want to open:

1 = APR = Annual Percentage Rate. Actual rate will be determined based on the applicant’s credit history, primary State of residency, collateral financed, mileage and final loan terms. Offer is subject to normal credit qualifications, meeting First Technology Federal Credit Union’s relationship requirements, and underwriting policy guidelines. Interest rate and program terms are subject to change without notice. Additional restrictions may apply.

2 = 9.00% variable Annual Percentage Rate (APR) is available with a credit limit equal to or greater than $500. The APR will vary with Prime Rate as published in the Wall Street Journal. As of 5.1.2020, the variable rate for line of credit is 9.00% APR to 18.00% APR. Minimum monthly payment of 4% or $40, whichever is greater. Offer is subject to normal credit qualifications. Additional restrictions may apply.

3 = 9.00% variable Annual Percentage Rate (APR) is available with a credit limit equal to or greater than $25,000. The APR will vary with Prime Rate as published in the Wall Street Journal. As of 5.1.2020, the variable rate for line of credit is 9.00% APR to 18.00% APR. Minimum monthly payment of 2% or $10, whichever is greater. Offer is subject to normal credit qualifications. Additional restrictions may apply.

4 = Savings Secured Loan Example uses the Membership Savings account rate + 3.00%.

5 = Certificate Secured Loan Example uses the 60 month share certificate account rate + 3.00%.

6 = Interest only payments will vary each month based on the number of days in each payment cycle and the date and amount of the prior monthly payment.