First Tech disclosures.

Find links to the terms & conditions, rate sheets, fees, privacy policy, deposit agreements, account agreement and disclosures for all First Tech programs.

Note: All documents are in Portable Document Format (PDF).

• Membership and Account Agreement
• Membership and Account Agreement Summary of Changes
• Overdraft Policy Disclosure
• Funds Availability Policy
• Limitation of Services & Termination of Membership Corporate Policy
• Fee Schedule/Sheet
• Online Banking Agreement
• Privacy Notice
• Notice to Consumer of State Privacy Protections
• Bylaws
• Mobile End User License Agreement
• Zelle® Network User Agreement
• Bill Pay Terms and Conditions
• Choice Credit Card Agreement & Truth in Lending Disclosure
• Odyssey Rewards Credit Card Agreement & Truth in Lending Disclosure
• Platinum Credit Card Agreement & Truth in Lending Disclosure
• Checking & Savings – Truth In Savings Disclosure, Rate Sheet, and Fee Schedule
• Rewards Checking & Savings – Truth In Savings Disclosure, Rate Sheet, and Fee Schedule
• Share Certificate – Truth In Savings Disclosure, Rate Sheet, and Fee Schedule
• Business Accounts – Truth In Savings Disclosure, Rate Sheet, and Fee Schedule
• Online Privacy Statement
• E-Sign Consent
• Mobile E-Deposit Capture Agreement
• Manage Cards Disclosure