First Tech disclosures
Find links to the terms & conditions, rate sheets, fees, privacy policy, deposit agreements, account agreement and disclosures for all First Tech programs.
Note: Documents are in Portable Document Format (PDF).
Important Information: Disclosure changes effective August 1, 2025. Changes to the disclosures can be found in the Notice and Summary of Changes document. Please note that continuing your membership with First Tech after August 1st means you agree to these changes.
- Membership and Account Agreement
- Overdraft Policy Disclosure
- Funds Availability Policy
- Limitation of Services & Termination of Membership Corporate Policy
- Fee Schedule/Sheet
- Online Banking Agreement
- Privacy Notice
- Notice to Consumer of State Privacy Protections
- Notice at Collection of Personal Information
- Notice of Right to Opt Out of Sale/Sharing
- Notice at Collection of Personal Information – Addison Avenue Financial Partners
- Bylaws
- Mobile End User License Agreement
- Zelle® Network User Agreement
- Bill Pay Terms and Conditions
- Choice Credit Card Agreement & Truth in Lending Disclosure
- Odyssey Rewards Credit Card Agreement & Truth in Lending Disclosure
- Platinum Credit Card Agreement & Truth in Lending Disclosure
- Checking & Savings – Truth In Savings Disclosure
- Rewards Checking & Savings – Truth In Savings Disclosure
- Premier Rewards Checking and Savings – Truth in Savings Disclosure
- Share Certificate – Truth In Savings Disclosure
- Business Accounts – Truth In Savings Disclosure
- Online Privacy Statement
- E-Sign Consent
- Mobile E-Deposit Capture Agreement
- Manage Cards Disclosure