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Credit Cards


It’s called Choice for a reason.

The First Tech Choice Rewards World Mastercard is the #1 choice among our members. Why?

Choice Rewards Credit Card

Valuable offers for new cardholdersMembership is required and subject to approval. Card approval is subject to First Tech lending policies

  • 20,000 bonus points when you spend at least $3,000 in the first 60 daysTo qualify for the 20,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 60 days of account opening. Rewards Points will be awarded on the second statement following qualification for the bonus., a $160 value!
  • 0.00% introductory APRAPR equals Annual Percentage Rate., no-fee balance transfers for 12 billing cycles for transfers made in the first 90 daysBalance transfer introductory APR of 0.00% good for 12 billing cycles from date of completed transfer on balances transferred within first 90 days of account opening. After the 12 billing cycles, rate will be the standard purchase APR based on creditworthiness and product type. Click here to see current rates. Balances transferred from existing First Tech Federal Credit Union accounts are not eligible for this promotion. . After the introductory period standard purchase APR applies to unpaid transferred balances.
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Exciting rewards and redemption options

  • 2x rewards points on everyday purchases, including gas, groceries, household goods, and moreCertain terms, conditions and exclusions apply. First Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. Read our credit card FAQ's for full rewards details.
  • Earn one reward point on all other purchases.
  • Cash-back rewards, as well as travel, merchandise, gift card and event/experience redemption options.

Those aren’t the only great features. Keep reading to learn more about the First Tech Choice Rewards World Mastercard, or, if you’re ready to get yours, click the Apply Now button. The application is quick and easy, and you’ll get an answer fast.

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P.S. Don’t worry if you’re not already a First Tech member, we have lots of different ways for you to qualify.

Features and rewards.

First Tech Federal Credit Union Choice Rewards World Mastercard

What’s so special about the First Tech Choice Rewards World Mastercard? Here are just a few of the key featuresSee the Mastercard Guide to Benefits for World Mastercard Credit Holders for full terms and conditions..

  • Grow your rewards balance. There’s no limit to how many rewards points you can earn, and your points never expireAs long as account is open and in good standing..
  • Protect your purchases from damage and theft for 90 days with Mastercard Purchase Assurance.
  • Enjoy exclusive discounts from Doordash, Hello Fresh, Lyft, Fandango, and more. Take advantage of a suite of special Mastercard Benefits, including Mastercard ID Theft Protection™, MasterRental Coverage, and Master Global Service™.
  • Worldwide, 24-hour assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advance.
  • If you are a Portland Trail Blazers fan, you can get a Blazers-branded card with extra Blazers-specific benefits. Click to learn more.
  • No annual fee

The digital experience.

Digital Experience

The First Tech Choice Rewards World Mastercard comes with the latest digital tools, so you get all the benefits, whether you use it in the real world or online.

  • Manage your card with the easy-to-use First Tech mobile app and the Manage Cards feature. Monitor your transactions anytime, anywhere without having to wait for your statement. Temporarily lock your card to prevent unauthorized use and unlock it with ease. Check your rewards balance from wherever you are. You can also request a new card right from the app if yours is lost or damaged.
  • Shop safely. The First Tech Choice Rewards World Mastercard is compatible with major digital wallet services, including Mastercard Click to Pay, Apple Pay, Google Pay, and Samsung Wallet, which can be more secure than using your physical card at merchant terminals or manually entering your card information online.


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A great card isn’t great unless it protects you and your purchases. The First Tech Choice Rewards World Mastercard does just that.

  • The First Tech mobile app allows you to monitor your transactions wherever you are, so you can catch and report unauthorized transactions fast. You can also lock and unlock your card using the Manage Cards feature to help prevent unauthorized use.
  • Every Choice Rewards World Mastercard comes with Mastercard ID Theft Protection™. If you believe your identity has been comprised, Mastercard ID Theft Protection can help you minimize the damage and restore your good name. They also continually monitor all parts of the internet to make sure that, if your personal information is ever compromised, they know about it as soon as possible.
  • Mastercard Purchase Assurance gives you the peace of mind that if one of your purchases is damaged or stolen within 90 days of purchase, Mastercard will refund the cost of the purchaseAPR equals Annual Percentage Rate. The APR will vary with the Prime Rate. Offer is subject to credit qualifications. Credit Union membership is required and subject to approval. Rates, terms and conditions subject to change and some restrictions may apply. Click here to see current rates..

Supercharge your rewards

Earn extra bonuses when you pair the First Tech Choice Rewards World Mastercard with First Tech Rewards Checking and Savings. Get an extra 0.5% cash back, up to $15, on your monthly credit-card spending and a $10 streaming subscription rebate, as well as cash back on loan payments. Click the button to learn more about the benefits and calculate how much you could earn in total rewards.

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