Choice
Rewards
World
Mastercard®

To access the new Rewards Program, log into Online Banking or the Mobile App* and look for the Manage Cards Widget in the menu on the left. You will see images of your cards. Click on the image of your card for more details, and then click on the Rewards tab at the top. Once you’re in the rewards site, you’ll see instructions for redeeming your points. If you need further assistance, please contact us at 855.855.8805 or visit a location near you.

Business Rewards Members: Business Rewards cannot be accessed from within Online or Mobile Banking. To access Business rewards points, go to https://bizrewards.firsttechfed.com. You will need to register your Business Rewards card before logging in the first time.

* iOS devices must access the rewards site from Online Banking (desktop, not the mobile app) due to Apple security settings.

With First Tech’s Manage Cards tools, transferring your balances and saving money every month is easier than ever. Unlike most of our competitors, there isn't a fee for this service. Just log into Online Banking or the Mobile App and go to Manage Cards. Select the card you would like to transfer the balance to, and follow the prompts.

We offer several rewards packages through our credit cards in an effort to provide you with the flexibility to choose how you want to reward yourself. Choose from travel, merchandise, cash and more.

Browse our Credit Card product pages to review and compare rewards programs.

Merchants who accept Visa/MasterCard credit cards are assigned a merchant code which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. First Tech groups similar merchant codes into categories for purposes of making rewards offers to you. Please note that First Tech makes every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category.

Gas station merchants may include and are not limited to those in the following categories: automotive gasoline that can be paid for either at the pump or inside the station, and may or may not sell other goods or services at their location. Please note that some merchants that do not specialize in selling automotive gasoline are not included in this category; for example, truck stops, boat marinas, oil and propane distributors, home heating companies, fuel dealers–coal, fuel oil, liquefied petroleum, wood may or may not be included in the gas station category unless the merchant has set up such purchases to be classified in the gas station category.

Grocery store merchants may include and are not limited to those in the following categories: merchants that offer a full service grocery line of merchandise including a deli and bakery as well as smaller grocery stores. Please note that some merchants that sell grocery items are not included in this category; for example, larger stores that sell a wide variety of goods and groceries, such as warehouse clubs, discount stores and some smaller merchants such as drugstores, merchants that specialize in only a few grocery items,  purchases made at gas stations from merchants who also operate grocery stores, and delivery services are not included in this category unless the merchant has set up such purchases to be classified in the grocery stores category.

Household good merchants may include and are not limited to those in the following categories: home furniture and decor. Please note that merchants that sell office and commercial furniture, second hand, used merchandise stores, and antique shops may or may not be included in the household goods category unless the merchant has set up such purchases to be classified in the household goods category.

(First Tech’s travel category is made up of certain airline, transportation and lodging merchants)

Airlines:
Airline tickets made directly with the airlines will qualify unless the merchant has set up such purchases to not be included in the airline category. Please note that other air travel-related purchases may or may not qualify; for example, in-flight purchases, the purchasing of airline miles or points, non-ticket purchases made within the airport, and airline tickets purchased through travel agencies, discount travel sites, vacation clubs, tour operators, or tickets booked as part of a travel package offered by non-airline merchants unless the merchant has set up such purchases to be classified in the airline category.

Transportation:
Car rentals for the purpose of driver and passenger transportation will qualify unless the merchant has set up such purchases to not be included in the transportation category. Please note that other car rentals not booked directly with the car rental agency may not qualify; for example, car rentals purchased through travel agencies, discount travel sites, vacation clubs, tour operators, or as part of a package offered by merchants such as cruise lines and railways

Merchants in the local transit/commuting category include operators of buses, taxis, limousines, cruises, travel agencies and tour operator unless the merchant has set up purchases to not be included in the transportation category.  Please note that some merchants that provide transportation and related services are not included in this category; for example, freight railroads, passenger railways, ambulance services, moving and storage companies, local deliveries, couriers services, boat leases and rentals, marinas and marine services and supplies, bridge and road fees and tools, motorhome and recreational vehicle rentals, truck rentals, automobile parking lots and garages unless the merchant has set up such purchases to be classified in the transportation category.

Lodging:
Lodging merchants may include and are not limited to those in the following categories: hotels, motels, smaller establishments like bed & breakfasts, and inns. Please note that hotel accommodations not booked directly with the hotel may or may not qualify; for example, hotel accommodations purchased through travel agencies, discount travel sites, vacation clubs, tour operators, or as part of a package offered by merchants such as cruise lines and railways. Please note that purchases other than your room bill on the hotel premises will not be included in the hotel accommodations category unless the hotel has set up such purchases to be classified in a hotel category; for example, restaurant or entertainment purchases. Please note that the purchasing of hotel points will not qualify in this category. In addition, lodging like short term rentals of spare rooms, apartments and homes, Timeshares, campgrounds and trailer parks service merchants will not be included in this category unless the merchant has set up such purchases to be classified in the lodging category.