The loan that has your certificate working double duty.
A no-fee Certificate loan uses your Share Certificate as collateral allowing you to continue to earn dividends and avoid any early withdrawal penalties.
As low as Annual Percentage Rate (APR) - Learn More Pricing is based on savings account or certificate rates plus Certificate Rate
Certificate Secured Loans
A great loan for those who:
- Have a First Tech Share Certificate
- Want to avoid an early withdrawal penalty
- Want a fixed monthly payment
- Want to borrow between $500-$500,000 to consolidate debt or pay for a vacation
What you'll get:
- Fixed-term loan
Reap the benefits.
Flexible financing options
- Borrow as little as $500
- Loan terms up to certificate maturity date
Quick and easy loan application
- Online loan application
- Digital document delivery
- Fast loan decision
More money in your pocket
- No pre-payment penalty
- No application or origination fee
- No annual fee