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First Tech Routing #321180379
Welcome Center

Welcome to the First Tech family.

We're here to make your banking easier.

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How to get started with First Tech banner

How to get started with First Tech.

Here's an overview of what's available to you as a new member.

Getting started.

Follow these simple steps to make your banking more convenient.

1. Enroll in online banking

Once you enroll, you can:

  • Transfer money between your First Tech accounts or accounts outside of First Tech
  • Monitor your accounts with notifications or by reviewing your account history
  • Pay and manage bills (note: you’ll need a desktop computer to enroll in BillPay and setup payees)

2. Get our mobile app

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  • Deposit checks
  • Securely pay your friends with Zelle®
  • Check balances on the go

3. Go paperless

Subscribe to electronic statements by visiting the Statements widget in Digital Banking. Once you subscribe, you will have access to your First Tech statements, notices and tax documents. For more information on how to subscribe check out the guide and read common questions in the Digital banking questions section on the FAQs page.

4. Take advantage of direct deposit 

It’s easy; just contact your employer’s Human Resources department with:

  • First Tech’s routing number: 321180379
  • Your First Tech account number (available in Online Banking)
  • The amount to deposit per paycheck

5. Link your accounts to avoid overdrafts

Overdrafts are caused when payments or other charges applied to your checking account create a negative balance. Overdraft protection transfers available funds from your specified linked account(s) to help prevent overdrafts and potential fees.

Limitations apply. To learn more and link accounts, visit any of our locations or call us at 855.855.8805.

6. Order checks

To submit your first check order or reorder checks without changes.

  • Login into Online Banking
  • Navigate to 'More' in the menu
  • Click on 'Check Services'
  • Click on 'Order Check' tab

Once you login, you will be routed to our trusted partner Harland Clarke to shop tons of popular designs or simply choose First Tech checks at a member price.

The Check Services widget does NOT allow you to change personal information on your checks. To order checks with changes such as name, address, starting check number or to order special promo checks, please log into Digital Banking and send us a secure message, stop by an Experience Center near you or call us at 855.855.8805.

Frequently asked questions.

How do I get an online banking PIN?

To obtain a PIN, please contact us at 855.855.8805.

When will I receive my debit card?

Typically, you will receive your card within 10 business days of opening your account. Once you get your card, be sure you activate it by calling the phone number on the back of the card.

What benefits does my debit card offer?

Learn more here on Debit Mastercard.

Is First Tech on social?

We are. Check us out on Facebook, TwitterInstagram or Pinterest.

Did you know?

  • Your deposits are insured up to at least $250,000 by the NCUA
  • You can keep your membership even if you change employers 
  • No matter where you live, we’re nearby at our nationwide locations and mobile banking

Funding your First Tech account is easy.

With many options for depositing money, we can fit your banking style.

Set up direct deposit through your employer.

We make it easy to automatically deposit your paycheck into your account. Your employer’s Human Resources department can help you get started. They’ll need to know the following details:
  • First Tech’s routing number: 321180379
  • Your First Tech account number
  • The amount to deposit per paycheck

Use the First Tech App to deposit a check on your phone:

  1. Sign the back of the check and write: “For mobile deposit at First Tech only.”
  2. Sign in to the First Tech Mobile App.
  3. For iOS, tap “deposit” at the bottom of the Accounts screen.  For Android, tap the menu on the top left.
  4. Tap “Select an Account” to choose where the check will be deposited.
  5. Enter the value of the check.
  6. Tap “CHECK FRONT” and hold device close to the front of the check to capture the image.
  7. Tap “CHECK BACK” and hold device close to the back of the check to capture the image.
  8. Tap “Deposit Check” once all the fields are completed.

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Transfer funds online from another financial institution.

  1. Login to your other financial institution’s online banking platform
  2. Go to transfers
  3. Select the account from which the funds will be withdrawn, amount and frequency
  4. Select the account to which the funds will be deposited by providing your First Tech routing number and account number
  5. Save/confirm

Make a deposit at any First Tech location, a CO-OP Shared Branch or a CO-OP ATM.

Save time and simplify your banking.

Download app.

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Pay securely using BillPay.

It’s safe and easy to make payments with BillPay, whether you’re at your desktop or on the move with your mobile device. You can securely tell us who you want to pay, then tell us how much and when. Whether your payment is a one-time occurrence or needs to be paid on a recurring basis, BillPay is a great way to simplify your life. Check out the latest updates here.

Online banking

Setup a payee in online banking.

Mobile banking

Setup a payee in mobile banking.

Send money with Zelle®.

Together with Zelle, we’re pleased to introduce a new way to send and receive money quickly and securely, all within the First Tech mobile app. Zelle is available to almost anyone with a bank account in the United States. Send money to people wherever they bank using their email address or mobile phone number.

Send money with Zelle®.

Send and receive money quickly and securely within the First Tech mobile App.

Stay updated with e-Alerts.

Stay on top of what’s happening with your First Tech accounts using e-Alerts. This feature allows you to receive SMS or email notifications about key information. Enrollment is easy. Just follow these five steps to get started:

1. Log in to online banking
2. In the left navigation, click “e-Alerts”
3. Tell us your contact and carrier information 
4. Read the Terms and Conditions then click “I Accept”
5. Set up the type of alert you want, and specify when and how you wish to receive it

Check funds at a glance with Balance Peek.

Activate Balance Peek in the First Tech mobile app to get a sneak peek of your account balances, without having to log in. 

To turn on the "Balance Peek" feature:

  • Go to the mobile app's Settings then choose "Balance Peek"
  • Select which accounts balances you want to turn on, then "Save"

Pay quickly using a digital wallet.

For a convenient and secure way to make purchases using a mobile device, use your First Tech Mastercard® credit or debit within a digital wallet. A quick tap on your phone and you can pay at over one million U.S. merchant locations. Supported wallets include:

  • Apple Pay
  • Google Pay
  • Samsung Pay
  • Microsoft Wallet
  • Fitbit Pay
  • Garmin Pay

Access your money. Anytime, anywhere.

Whether in-person, online or over the phone, we can help you manage your money conveniently.

Online Banking

BillPay. Alerts. e-Deposits.

Contact Center

24/7 Contact Center.


40+ First Tech locations nationwide.

CO-OP Branches

5,600+ CO-OP Shared Branches give members nationwide access.


30,000+ Surcharge-free CO-OP ATMs.

Mobile Apps

iOS. Android.

Video resources.

Savings Strategies
Applying strategy to saving money helps you save even more. Learn about three effective methods based on your goal, time horizon and frequency needs.
June 11, 2024
In person banking with First Tech
Learn how to get the most out of your money from one of our experts.
June 02, 2023
Mobile banking with First Tech
Money management is easier with First Tech’s digital banking options.
June 02, 2023

Thinking ahead about your financial future?

Build your financial know-how.

Financial health resources.

Your membership gives you access to a lot of resources that can help strengthen your financial future and build your financial know-how.

Financial Wellness Center


Credit scores and reports.

Learn about the importance of your credit score, how it’s calculated and how to protect it.


Building emergency savings.

Learn about spending needs and wants, and explore how small changes can add up to large savings.


Considering home ownership?

Explore the benefits of home-ownership, the costs associated and steps to prepare.

Financial calculators.

Whether you are looking for ways to make money or save money, our financial calculators can help you explore your options. We’ve grouped our calculators by category so you can find what you need.

Home loan calculators
Auto loan calculators
Savings calculators

Keep your financial information safe.

Protect your privacy.

What you can do yo protect your privacy.

Protect our members.

What we are doing to protect our members.

About your security.

Worried about your security?