Share Certificates you can count on.
Choose your term and earn competitive rates.
Share Certificates
Which certificate is right for you?
6 to 60 Month Share Certificates
A great choice if you:
- Want a less risky alternative to other investments
- Have at least $500 and want to lock in higher savings rates
- Prefer a hands-off approach to savings
Bump Up Share Certificates
A great choice if you:
- Want the flexibility to bump up your rate or balance during the term
- Want a less risky alternative to the stock market
- Prefer a hands-off approach to savings
| Share Certificates | Bump Up Share Certificates | Jumbo Share Certificates | Jumbo Bump Up Share Certificates | |
|---|---|---|---|---|
| Earns Annual Percentage Yield Up To |
Earn up to
0.50%
APY
|
Earn up to
0.35%
APY
|
Earn up to
0.55%
APY
|
Earn up to 0.40% APY |
| Minimum opening balance | $500 | $500 | $50,000 | $50,000 |
| Higher rates for opening balances $50,000+ | Yes | Yes | ||
| Terms | 6-60 Months | 13-36 Months | 6-60 Months | 13-36 Months |
|
Free Online and Mobile Banking |
Yes | Yes | Yes | Yes |
| Flexibility to bump rate or balance during the term | -No | Yes | -No | Yes |
You'll benefit from these great features:
Competitive savings rates
- Select the rate and term suited to help reach your savings goals.
Dividends that accumulate and grow
- Your certificate dividends compound every month.
Easy renewal
- Your certificate will automatically rollover when certificate reaches maturity with a 10-day grace period.
Keep your money
- It's yours, so we don't charge account set-up or monthly maintenance fees.
Easy account management
- View your balances anytime online or with our free mobile app.
Put your certificate to work for you.
Can I request a rate increase for my current certificate?
You can initiate a rate increase once during the term of a 13 Month Bump Up Share Certificate.
I want to add funds to my current certificate.
The Bump Up Share Certificate allows you the flexibility to add to your balance during the certificate term.
What's the minimum required opening deposit balance for your Share Certificates?
While the minimum opening balance is $500, there's no limit to the amount you can deposit into your certificate.