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First Tech Routing #321180379

Stock Secured Loans

A loan you can put stock in.

  • Lets you use your stock while still owning it
  • You get the benefits such as dividends or stock splits while being able to use the cash value of your stock

As low as 8.40% Annual Percentage Rate (APR)8.40% Stock Secured Loan example: $93,264 borrowed at 9.18% Annual Percentage Rate (APR) for 60 months = $20.85 per month per $1,000 borrowed.

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Stock Secured Loans

A great loan for those who:

  • Want to borrow between $25,000 and $1,000,000 to cover vacation costs, fund tech projects, pay medical bills, taxes or almost anything else you can imagine
  • Own stock listed on the NYSE, NYSE American, or NASDAQ
  • Prefer not to borrow against your home's equity
  • Have an account with the investment division of First Tech or will open one

What you'll get:

  • Fixed-rate
  • Fixed-term loan

Reap the benefits.

Flexible financing options

  • Borrow up to 75% of your stock's valueLoan-to-Value based on credit score
  • Loan terms up to 144 monthsStock Secured Loan example: $93,264 borrowed at 9.18% Annual Percentage Rate (APR) for 60 months = $20.85 per month per $1,000 borrowed.

Secure, anytime, anywhere account access

  • Free mobile app
  • Free Online Banking

More money in your pocket

  • No application or origination fee
  • No pre-payment penalty
  • No annual fees
  • No refinance feeStock Secured Loan example: $93,264 borrowed at 9.18% Annual Percentage Rate (APR) for 60 months = $20.85 per month per $1,000 borrowed.

Which loan is right for you?Actual rate will be determined based on the applicant’s credit history, and final loan terms. All loans are subject to credit approval. Credit Union membership is required and subject to approval.

Fixed rate loan

As low as 7.89% Annual Percentage Rate (APR)7.89% <p>Fixed-Rate Loan example: $17,401 borrowed at 13.95% Annual Percentage Rate (APR) for 24 months = $47.99 per month per $1,000 borrowed.</p>

You can borrow a lump sum up to $50,000 and pay it off at a fixed-rate and term. Check your rate in 30 seconds.Check my rate: To check the rates and terms First Tech Federal Credit Union conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. All loan applications are subject to credit approval. Membership is required and subject to approval.
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Personal Line of Credit

As low as 13.25% Annual Percentage Rate (APR)13.25% Personal Line of Credit example: APR ranges from 13.25% to 18.00%. The Annual Percentage Rate (APR) will vary with the Prime Rate.

Get up to $10,000 cash on-demand and make a payment only when you have a balance.
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Stock Secured Loans

As low as 8.40% Annual Percentage Rate (APR)8.40% Stock Secured Loan example: $93,264 borrowed at 9.18% Annual Percentage Rate (APR) for 60 months = $20.85 per month per $1,000 borrowed.

Borrow between $25,000 and $1,000,000 to cover vacation costs, fund tech projects, pay medical bills, taxes or almost anything else you can imagine.
Apply now

Stock Secured Line of Credit

As low as 13.25% Annual Percentage Rate (APR)13.25% Stock Secured Line of Credit example: APR ranges from 13.25% to 18.00%. The Annual Percentage Rate (APR) will vary with the Prime Rate.

Borrow between $25,000 and $500,000 to cover vacation costs, fund tech projects, pay medical bills, taxes or almost anything else you can imagine and want a payment only when you have a balance.
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Certificate Secured Loans

As low as 3.00% Annual Percentage Rate (APR)3.00% Certificate Secured Loan example: $20,750 borrowed at 6.84% Annual Percentage Rate (APR) for 60 months = $19.73 per month per $1,000 borrowed. Pricing is based on savings account or certificate rates.

Borrow between $500-$500,000 to consolidate debt or pay for a vacation and have a First Tech Share Certificate.
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Savings Secured Loans

As low as 3.00% Annual Percentage Rate (APR)3.00% Share Savings Secured Loan example: $18,635 borrowed at 3.88% Annual Percentage Rate (APR) for 60 months = $18.36 per month per $1,000 borrowed.

Borrow between $500-$500,000 to pay off debt or fund a tech innovation and want to hold on to your cash.
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