Skip to main content
First Tech Routing #321180379
Personal Loans

A loan you can put stock in.

A First Tech Stock Loan lets you use your stock while still owning it. You get the benefits such as dividends or stock splits while being able to use the cash value of your stock.

As low as 8.40% Annual Percentage Rate (APR)

This product requires that you have an open account with the investment division of First Tech. Learn more about them and their services offered here.

Smiling man.

Stock Secured Loans

A great loan for those who:

  • Want to borrow between $25,000 and $1,000,000 to cover vacation costs, fund tech projects, pay medical bills, taxes or almost anything else you can imagine
  • Own stock listed on the NYSE, NYSE American, or NASDAQ
  • Prefer not to borrow against your home's equity

What you'll get:

  • Fixed-rate
  • Fixed-term loan

Reap the benefits.

Flexible financing options

  • Borrow up to 75% of your stock's valueLoan-to-Value based on credit score
  • Loan terms up to 144 months

Secure, anytime, anywhere account access

  • Free mobile app
  • Free Online Banking

More money in your pocket

  • No application or origination fee
  • No pre-payment penalty
  • No annual fees
  • No refinance fee

Which loan is right for you?

Fixed rate loan

You can borrow a lump sum up to $50,000 and pay it off at a fixed-rate and term. Check your rate for a 2 year term in 30 seconds.

Personal Line of Credit

Get up to $25,000 cash on-demand and make a payment only when you have a balance.

Stock Secured Loans

Borrow between $25,000 and $1,000,000 to cover vacation costs, fund tech projects, pay medical bills, taxes or almost anything else you can imagine.

Stock Secured Line of Credit

Borrow between $25,000 and $1,000,000 to cover vacation costs, fund tech projects, pay medical bills, taxes or almost anything else you can imagine and want a payment only when you have a balance.

Certificate Secured Loans

Borrow between $500-$500,000 to consolidate debt or pay for a vacation and have a First Tech Share Certificate.

Savings Secured Loans

Borrow between $500-$500,000 to pay off debt or fund a tech innovation and want to hold on to your cash.