Platinum Rewards Mastercard®
It's that easy. Get 1 point per $1 spent on eligible purchases. There's no limit on points earned, no special categories to worry about, and your points never expire.
Redeem points for travel rewards, gift cards from major retailers, merchandise, and more.Points have no cash value until redeemed. Points can be redeemed for travel, merchandise, events and activities, charitable donations, gift cards and statement credits. The value of points may be lower depending on redemption method chosen. Credit card account must be in good standing (i.e., not in default, closed, inactive, or otherwise not in good standing) for points redemption.
Platinum Rewards
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Credit union rewards card features.
Features:
- Rates from As low as 11.74% Annual Percentage Rate (APR)11.74 to 18.00%11.74 to 18.00%11.74% Annual Percentage Rate (APR).APR = Annual Percentage Rate. Balance Transfer APR will be the same as your Purchase APR. The Purchase APR and Balance Transfer APR will vary with the Prime Rate. Cash Advance APR is 18.00%.
- No annual fee or balance transfer fee.Visit <a href="/rates" aria-label="">firsttechfed.com/rates</a> for a complete list of fees.
- Modern smartphone app, online mobile banking and digital wallet convenience for anytime, anywhere access.
- Earn Rewards Points for every dollar spent.Points have no cash value until redeemed. Points can be redeemed for travel, merchandise, events and activities, charitable donations, gift cards and statement credits. The value of points may be lower depending on redemption method chosen. Credit card account must be in good standing (i.e., not in default, closed, inactive, or otherwise not in good standing) for points redemption.
Rewards:
- Earn 1 point for every dollar spent on everyday purchases.First Tech does not have the ability to control how a retailer chooses to classify their business and reserves the right to determine which purchases qualify for Rewards points. Rewards points are not accrued for returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, or insurance. Points have no cash value until redeemed.
- Points never expire while the account is open and in good standing. Redeem points for travel, merchandise, events and activities, charitable donations, gift cards, and statement credits.Points have no cash value until redeemed. Points can be redeemed for travel, merchandise, events and activities, charitable donations, gift cards and statement credits. The value of points may be lower depending on redemption method chosen. Credit card account must be in good standing (i.e., not in default, closed, inactive, or otherwise not in good standing) for points redemption.
- View all cardholder benefits.
The digital experience.
Online banking, a modern mobile experience and a digital wallet.
Shop safely and effortlessly with Digital Wallet programs like Apple Pay®, Google Pay®, Samsung Pay® and Samsung Wallet®.
More money in your pocket.
Rewards credit cards allow you to earn money while you spend. As a credit union, our mission is to serve our members. We minimize costs with low fees and low rates.
- No annual feeVisit <a href="/rates" aria-label="">firsttechfed.com/rates</a> for a complete list of fees.
- No balance transfer fee or cash advance feeVisit <a href="/rates" aria-label="">firsttechfed.com/rates</a> for a complete list of fees.
- No foreign transaction feesVisit <a href="/rates" aria-label="">firsttechfed.com/rates</a> for a complete list of fees.
- Low rates