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Routing #321180379

Home Loans

Find the loan that feels like home.

We're here to help you find and fund the place you’ll call home.

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Get pre-qualified.

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Take the first step to your home dreams by seeing how much you can borrow by getting pre-qualified. A pre-qualification can give you a leg up in a competitive market, and can ease your mind when taking on the task of financing a home.

The First Tech difference.

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First Tech was built by our members and for our members, and our top priority is helping you find the best financial solutions for your unique situation. We do this by offering a variety of home loan programs that can fit your financial future.

  • A personal, local experience
  • Fast processing
  • Unique home loan options

Together, we’ll find the loan that feels like home.

Fixed-rate home loans.

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Fixed-rate home loans are the most common type of mortgage. With fixed-rate home loans, you'll maintain the same payment and interest rate throughout the life of the loan. That means you’ll never worry about rising interest rates or a changing economy when it comes to your home loan. If you have a home picked out and signed a contract, please click the Submit Application box below. If you want to see how much you qualify for submit a request for Pre-Qualification.

It’s perfect if you plan on staying in your home for at least five years.

  • Easy application process
  • No pre-payment penalty

Adjustable rate mortgage (ARM).

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An Adjustable Rate Mortgage (ARM) helps you qualify for more home thanks to lower payments during the first three to ten years of the loan. After that, the rate adjusts, which could change the monthly payment. If you have a home picked out and signed a contract, please click the Submit Application box below. If you want to see how much you qualify for submit a request for Pre-Qualification.

ARMs are ideal if you plan on being in your home for a short period of time. Because ARMs are subject to rate adjustments later on, the initial interest rate is typically set lower than on a standard fixed-rate loan. This can benefit you with a lower payment that reduces your monthly housing costs.

  • Fixed interest rate for 5, 7 or 10 years
  • Rate adjusts annually thereafter
  • Easy application process

Mortgage resources.

Mortgage Resource

First Time
Home Buyers 

We’ve helped thousands of members buy their first home.

Mortgage Resource

Home
Insurance

Talk with one of our Insurance Agents and get quotes from multiple insurance companies.

Mortgage Resource

Find a
Loan Officer

Locate a Mortgage Loan Officer near you and let them help you determine the right mortgage option.