Skip to main content
First Tech Routing #321180379

Business Owners Policy

Business Owner

Small businesses now make up the largest group of employers in the U.S., and most Americans work for a small business. As a small business owner, you will need to consider safeguarding your business and assets from potential losses by purchasing business insurance.

A business owners policy (BOP) offers broad insurance coverage for small businesses – typically those with fewer than 100 employees and less than $15 million in annual sales (though this number may vary based on your business). A business owners policy, also known as a BOP, combines several types of insurance coverage together so you can buy a package of protection with convenience at a competitive price, and add customized coverage options specifically for your small business. With a BOP, your small business can get property insurance, liability insurance, crime coverage and much more built into one convenient package to protect you from:

  • Property claims
  • Equipment breakdown
  • Income loss
  • Products and completed operations claims
  • Damage to premises you rent liability claims
  • Premises liability claims



Insurance products and services offered through Addison Avenue Financial Partners, LLC, d/b/a First Tech Insurance Services, a wholly-owned subsidiary of First Technology Federal Credit Union.