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First Tech Routing #321180379

Business Umbrella Policy

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Give your business, automobile and employer liability coverage an added layer of protection with a Business Umbrella Policy.

An umbrella policy provides protection above the general liability, automobile liability and employer’s liability coverages on your underlying insurance policies. The umbrella policy can also provide primary coverage in certain situations depending on the scope of the underlying insurance. For instance, if you have $1,000,000 in coverage under a primary scheduled general liability policy, and you have a claim settlement for $1,500,000, the umbrella policy would provide the additional amount over the $1,000,000 settlement up to the umbrella policy limit for a covered loss. 

This important coverage includes catastrophic protection to shield you and your business from nearly anything the world can throw your way.



Insurance products and services offered through Addison Avenue Financial Partners, LLC, d/b/a First Tech Insurance Services, a wholly-owned subsidiary of First Technology Federal Credit Union.