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First Tech Routing #321180379

Start saving for your future today.

Simple savings solutions that work in your favor.

Father and son holding a pumpkin.

Savings AccountsMembership is required and subject to approval.

First Tech Rewards Savings

Earn up to 4.00% APY

Helps you make the most of your money—simply.

Instant Access Savings

Earn up to 0.75% APY

Earn higher dividends as your savings balance grows.

Carefree Savings

Earn up to 0.10% APY

Start building your savings with a basic account that keeps you and your money connected.

Membership Savings

Earn up to 0.05% APY

Benefit from credit union membership.

Choose your own adventure.

Use our comparison table below to help you determine what savings account is right for you.Membership is required and subject to approval.
Instant Access Savings Carefree Savings Membership Savings
Earns Annual Percentage Yield Up To Earn up to 0.75% APY - Learn More APY = Annual Percentage Yield Earn up to 0.10% APY - Learn More APY = Annual Percentage Yield Earn up to 0.05% APY - Learn More APY = Annual Percentage Yield
Minimum to open $5,000 $25 $5
Monthly account fee $0 $0 $0
Tiered dividend rates Yes - -
Dividends compounded and credited monthly Yes Yes Yes
Free Online Banking Yes Yes Yes
Free Mobile Banking with e-Deposits Yes Yes Yes
Free overdraft transfers Yes Yes Yes
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Reap the benefits.

Direct Deposit

  • Set-up your paycheck to deposit direct into your account. It will be less errand for you to check off your list.

Mobile Banking

  • Download our free Mobile Banking App and you'll have a branch at your finger tips.


  • Enjoy peace of mind knowing that deposits are insured to $250,000 by the NCUA.


  • We'll let you know when checks clear, a transaction is complete and more. Set-up your preferences and stay in the know.


  • Receive your monthly statement securely and conveniently online.


  • Get instant access to your savings with Online and Mobile Banking and at over 6,800 shared branches.

Access your accounts anytime, anywhere.

Log in online or download our Mobile App. It's your money, we'll keep you connected.

Complete transactions

  • Transfer funds between First Tech accounts
  • Deposit checks with e-deposit
  • Pay bills or your First Tech loan on the fly
  • Check account balances

Find First Tech branches

  • Search for a nearby branch
  • Look up hours and directions

Locate a surcharge-free ATM

  • Locate a CO-OP Network ATM near you. There are over 30,000 surcharge free ATMs across the U.S.

Savings calculators for you.

Use our financial calculators for help you determine what will take you to reach your savings goals.