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Build your business with strong savings.

  • Access First Tech membership benefits
  • Start your business savings goals
  • Stay connected to your money

Earn up to 0.01% Annual Percentage Yield (APY)0.01% Rate effective date: <span class="rate effective-date"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=08cec4a6-db4b-4eb7-9e82-b56caea3e557"> 02/01/2026</span></span>. Rate may change after the account is opened. $5 minimum opening deposit. No minimum balance required to obtain the advertised APY. Fees could reduce the earnings on the account.

Image of a person working on a motor vehicle.
Image of a person working on a motor vehicle.

Business Membership Savings

Maintain a minimum $5 membership balance.

This account fits those who:

  • Need a basic business membership account
  • Want a simple, flexible way to save
  • $5 minimum opening balance

Reap the benefits.

Icon assessments You'll benefit from:

  • Dividends accrue daily and compound monthly
  • Zero monthly account maintenance fees
  • No early withdrawal fees

Icon assessments Peace of mind

  • Balances are insured to $250,000 by the NCUA
  • Secure online access

Icon assessments Manage your money when and where you want

  • Withdraw funds at any time
  • Access your account online from our Mobile App
  • Deposit checks with our free Mobile App

Check out our related resources.

Rate Sheet and Fee Schedule

Membership and Account Agreement

Limitation and Termination of Service Policy

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