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Routing #321180379

Student Loan Refinance

Discover interest-only student loans.

Save thousands of dollars when you refinance with First Tech.

1 to 5 year Interest-Only
As low as 6.35% APR

6 to 10 year Interest-Only
As low as 7.15% APR

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Interest-only loans.

Our Interest-Only Loan grows with your career by allowing you to pay lower, interest-only payments for up to 10 years of the 15-year loan term, and then larger principal and interest payments. After the initial interest-only payment period has ended, you will begin making fixed principal and interest payments for the remainder of the 15-year term. This allows you to start your career off with more manageable payments and pay more when you have had time to settle into your career.

  • Repayment schedule that grows with your success
  • Pay down any amount of the principal at any time
  • No application or origination fees