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Michele McCarthy

Mortgage Loan Officer Michele McCarthy

Mortgage Loan Officer
NMLS 828483

503.469.7666 direct
503.484.5693 mobile


My goal is to be your lifelong lender for all of your mortgage needs. I look forward to partnering with you to provide a seamless mortgage experience whether you are purchasing a home or refinancing. I work through each and every loan from application to funding with a “hands on” approach. I love the challenge of putting a loan together and making sure there is a positive outcome for everyone.

I have over 14 years of mortgage experience and an Engineering/Tech background before that, making me an ideal fit with First Tech and our member base. I have seen the many changes our industry has experienced. While the process is more complicated now, I love solving problems and navigating my members through the ins and outs of buying a home or refinancing. My efforts as a Mortgage Loan Officer have been highlighted in Portland Monthly Magazine, where I have been featured as a Five Star Professional Award recipient.


I enjoy spending time with family and participating in outdoor activities. In addition, I am involved in a variety of community service projects such as: Wounded Warriors, Portland Girls Choir and the Oregon Food Bank.

Important things to understand before getting started:

  • An application is a formal request for a loan.
  • A prequalification is a request for "a preliminary determination" on the amount the requestor would likely qualify for, and how much that credit would likely be.  A prequalification is not a loan.  

Get Prequalified

Cornell Road Branch


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