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First Tech Routing #321180379
Mortgage Loan Officer

Meet Sal.

A little insight into Sal Padilla.

I have been with First Tech since 2008 and in the mortgage industry since 2001. 

My work ethic is one of the reasons for my success. My achievements include being a top producer for First Tech while working in Consumer Lending for 6 years. Having previously worked in customer service, I believe that the member comes first. I pride myself on making sure that I am accountable and available to work with members.

I am the Father of 3 beautiful children and have been married for 20 years. When I am not helping my wife raise our children, I am volunteering with local area Future Farmers of America or coaching Little League, soccer and wrestling. My hobbies include riding motocross with my son, taking my boat to the lake, or just a simple backyard barbeque.

We're here to help you.

Get pre-qualified.

Take the first step to your home dreams by seeing how much you can borrow by getting pre-qualified. A pre-qualification can give you a leg up in a competitive market and can ease your mind when taking on the task of financing a home.

Buy a home.

We have mortgage solutions to fit your needs, whether this is your first home, next home, or you’re building your dream house. If you have a home picked out and signed a contract, please apply here. If you want to see how much you qualify for submit a request for Pre-Qualification.


Whether you want to cash out your equity, lower your payments, or pay off your loan sooner, we have a refinance loan for you.

Home equity.

Do you have big plans that require money? Get that money from the equity in your home. We have great rates and many options, depending on your goals.

Mortgage resources.


Home Buyers

We’ve helped thousands of members buy their first home.



Calculate your mortgage options.


Home Loan

View more information on the home loan options available.

All loans are subject to credit approval. Credit Union membership is required and subject to approval. Property and/or flood hazard insurance may be required.