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First Tech Routing #321180379
Mortgage Loan Officer

Meet Rich.

A little insight into Rich Fraser.

You can consider me your "inside man" when it comes to purchasing or refinancing your home. I have been working in the mortgage and financial industry since 1989, and have worked my way up through the ranks. As a Senior Loan Officer, I can quickly review your situation, and make financial recommendations based on my 33+ year career. Whether you are purchasing a home, refinancing your home loan, or looking to buy some land for a future dream home then I can help.

I am a U.S. Navy veteran that attended Baker University with a focus on Business and Entrepreneurship. I am happily married, with two grown children, one grandson, and three "fur babies." I relocated to Chandler, AZ in 2017, and just recently moved to Queen Creek. I love the outdoors, so you will often find my dogs and I out on a local trail or often in Sedona or the Grand Canyon. I love meeting new people, and learning from their experiences. I spend much of my free time volunteering at the local dog shelters helping to calm and rehabilitate distressed animals. I am an avid college basketball fan whole likes to travel, snorkel, and dive.

I would consider it a privilege to assist you with any of your home loan needs. My service area includes the greater Phoenix area, Chandler, Gilbert, Queen Creek, San Tan, Mesa, Apache Junction, Scottsdale, and Cave Creek.

My specialties include:

  • Purchase or Refinance
  • Conventional Loans
  • Jumbo Loans
  • Land / Lot Loans
  • Corporate Relocation
  • 100% Financing
  • Non-Permanent Residents & Permanent Residents
  • Tech Employees with RSU Income (Restricted Stock Unit)
  • First Time Homebuyers
  • Second Homes
  • Investment Properties

We're here to help you.

Get pre-qualified.

Take the first step to your home dreams by seeing how much you can borrow by getting pre-qualified. A pre-qualification can give you a leg up in a competitive market and can ease your mind when taking on the task of financing a home.

Buy a home.

We have mortgage solutions to fit your needs, whether this is your first home, next home, or you’re building your dream house. If you have a home picked out and signed a contract, please apply here. If you want to see how much you qualify for submit a request for Pre-Qualification.


Whether you want to cash out your equity, lower your payments, or pay off your loan sooner, we have a refinance loan for you.

Home equity.

Do you have big plans that require money? Get that money from the equity in your home. We have great rates and many options, depending on your goals.

Mortgage resources.


Home Buyers

We’ve helped thousands of members buy their first home.



Calculate your mortgage options.


Home Loan

View more information on the home loan options available.

All loans are subject to credit approval. Credit Union membership is required and subject to approval. Property and/or flood hazard insurance may be required.