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First Tech Routing #321180379
Mortgage Loan Officer

Meet Shirley.

A little insight into Shirley Ho.

I became a Mortgage Loan Officer because I enjoy helping you to meet your home loan needs. I treat every situation, whether you’re purchasing or refinancing with the care and respect as I would show for my own properties. Being in the mortgage business in the past years, I have built the relationships and experiences that can better assist you. 

Finding the right home loan for you involves much more than just a transaction; I will guide you through any challenge that may occur.   I will take your hands and walk with you every step of the process; from planning to application, and then to closing and beyond.  Besides English, I am also fluent in Mandarin and Cantonese. I graduated from San Francisco State University with a Master’s of Business Administration.

Thank you for choosing me as your loan officer.  I look forward to working with you soon!

We're here to help you.

Get pre-qualified.

Take the first step to your home dreams by seeing how much you can borrow by getting pre-qualified. A pre-qualification can give you a leg up in a competitive market and can ease your mind when taking on the task of financing a home.

Buy a home.

We have mortgage solutions to fit your needs, whether this is your first home, next home, or you’re building your dream house. If you have a home picked out and signed a contract, please apply here. If you want to see how much you qualify for submit a request for Pre-Qualification.


Whether you want to cash out your equity, lower your payments, or pay off your loan sooner, we have a refinance loan for you.

Home equity.

Do you have big plans that require money? Get that money from the equity in your home. We have great rates and many options, depending on your goals.

Mortgage resources.


Home Buyers

We’ve helped thousands of members buy their first home.



Calculate your mortgage options.


Home Loan

View more information on the home loan options available.

All loans are subject to credit approval. Credit Union membership is required and subject to approval. Property and/or flood hazard insurance may be required.