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Mortgage Loan Officer

Meet Kim.

A little insight into Kim Wiskosky.

I joined the First Tech Federal Credit Union team in 2006. I have a Bachelor of Science degree in Business Administration with an emphasis in Finance from Cal State University San Marcos.  I pride myself in helping our members achieve their dreams of home ownership. I have a passion for educating members about all the available home loan options so they can make a sound financial decision.  In this world of fast paced technology, I value the human connection and real conversation, while utilizing the conveniences of tech to make your transaction smooth and efficient.  In my 20+ years as a Senior Mortgage Loan Officer, most of my business comes from referrals from satisfied clients and repeat borrowers.  I firmly believe that home ownership is the path to financial wealth. As a partner in your biggest financial purchase, I look forward to being your professional mortgage resource for years to come.  On the personal side, you can usually find me with my husband and two kids on a baseball or softball field.  I also love going to the beach, skiing, pickle ball, walking our dogs and vacationing in the Caribbean.

My specialties include:

  • Purchase or Refinance
  • Custom Construction Loans
  • Land / Lot Loans
  • Jumbo Loans
  • Corporate Relocation
  • 100% Financing
  • Non-Permanent Residents & Permanent Residents
  • Tech Employees with RSU Income (Restricted Stock Unit)
  • First Time Homebuyers

We're here to help you.

Take the first step to your home dreams by seeing how much you can borrow by getting pre-qualified. A pre-qualification can give you a leg up in a competitive market and can ease your mind when taking on the task of financing a home.
We have mortgage solutions to fit your needs, whether this is your first home, next home, or you’re building your dream house. If you have a home picked out and signed a contract, please apply here. If you want to see how much you qualify for submit a request for Pre-Qualification.
Whether you want to cash out your equity, lower your payments, or pay off your loan sooner, we have a refinance loan for you.
Do you have big plans that require money? Get that money from the equity in your home. We have great rates and many options, depending on your goals.

Mortgage resources.

Mortgage
Resource

First-Time Home Buyers
We’ve helped thousands of members buy their first home.

Mortgage
Resource

Mortgage  Calculators
Calculate your mortgage options.

Mortgage 
Resource

Home Loan Options

View more information on the home loan options available.

All loans are subject to credit approval. Credit Union membership is required and subject to approval. Property and/or flood hazard insurance may be required.