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First Tech Rewards Savings®

Skip the big bank limitations. Earn 3.00% APYAnnual Percentage Yield. Rates effective as of 10/01/2026. Rate may change after the account is opened. $25 minimum opening deposit. Fees could reduce the earnings on the account. Membership is required and subject to approval. on your entire balance.

  • No balance caps
  • No rate tiers
  • No qualifications
Start Saving
Are big banks keeping your savings small? Earn on your entire balance.

Earn over 7x the national average savings rate with First Tech Rewards Savings®

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Competitive rate

Earn 3.00% APYAnnual Percentage Yield. Rates effective as of 10/01/2026. Rate may change after the account is opened. $25 minimum opening deposit. Fees could reduce the earnings on the account. Membership is required and subject to approval. compounded daily on every saved dollar.

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No balance caps

No balance tiers to manage and uncapped earning potential.

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No monthly fees

No minimum balance required to avoid a monthly fee.

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Give your savings the perfect pair with First Tech Rewards Checking®

Enjoy no monthly fees, no hidden charges and no minimum balance requirements—plus nationwide no-fee access to over 30,000 ATMs.

Putting members first in every community we serve

Because you deserve the best
Learn more
Forbes 2026 Best-In-State Credit Unions Award

Frequently Asked Questions

Simply log into your First Tech online banking and navigate to “Open an Account.” From there, select Rewards Savings and follow the prompts to complete your application. 
No, members do not need to have both a Rewards Checking and Rewards Savings account to qualify to earn next-level rewards. You can choose to have either account on its own and receive its benefits.
No. You can have as many First Tech Rewards Checking® and Savings accounts as you like to manage your money your way. Keep in mind that you can only be in one Rewards Program at a time.

Let's chat. Schedule an appointment so we can review your accounts and make recommendations on things you could change to help you qualify each month.

Don't see your answer? Click here for more.

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