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Frequently Asked Questions

Savings FAQs

Every member at First Tech begins with a Membership Savings Account. It's the first account you open and where your original $5 membership share lives. Members are only required to have one account - a Membership Savings Account.

If you'd like to open additional savings accounts, the Carefree Savings is another option. With no minimum balance and no monthly fees, this account truly lives up to its name.

Dividend rates do vary between accounts, and we invite you to explore all savings account options.

Tiered savings accounts, like our Instant Access Savings, earn different dividend rates based on the average daily balance. The more money you deposit, the higher dividend rate you earn. Combine that with no monthly fees and you have one great way to save.

As a member of First Tech Federal Credit Union, you can take pride in knowing that First Tech, a not-for-profit financial cooperative, is your partner. You can also take pride in the fact that every First Tech member is an owner, with voting rights. Every member starts their journey with a Membership Share Savings account that represents their membership in the Credit Union. This savings account requires an initial deposit of $5.
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