KEEP MORE OF WHAT’S YOURS

Big banks charge up to $15 a month just to hold your money. With Rewards Checking, that charge is zero—every single month.

Life happens. Overdraft fees shouldn't. That's why we don't charge a fee if your account balance falls below $0. A $0 overdraft fee means you won’t be charged a fee when we pay an eligible overdraft. Overdraft services may be available for checks, ACH transactions, and recurring debit card transactions. Any overdraft balance is due immediately. We pay overdrafts at our discretion and may decline to pay an overdraft if your account is not eligible, limits are exceeded, or for other reasons under our Overdraft Policy. See the Overdraft Policy Disclosure for complete details.

Use 30,000+ CO-OP ATMs at no charge and get up to $10 back each month if you use an out-of-network ATM.Rebates: All loans, home equity lines of credit (HELOCs), credit cards, and First Tech Rewards Savings accounts must have the same primary account owner as the qualifying First Tech Rewards Checking. Only the first qualifying FTRC can receive cash back if more than one FTRC has the same primary account owner. 0.50% cash back on minimum scheduled payment amount made from a First Tech account to First Tech consumer loans, mortgage loans and home equity lines of credit up to $15 per month. 1.00% cash back on all posted First Tech credit card purchases, up to $30 per month. Reimbursement of any out-of-network U.S. ATM fees, up to $10 per month for each FTRC owned by the primary account owner. Rebates will be received when qualifications are met and posted within three (3) business days after the end of the calendar month.