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Routing #321180379

Find the loan that feels like home.

We’re here in Central Oregon to help you find and fund the place you’ll call home.
Woman with her dog on a walking trail

Why Central Oregon?

landscape showing Central Oregon scenery of mountains reflected in a lakelandscape showing Central Oregon scenery of mountains reflected in a lake From Madras down to La Pine and Sisters to Prineville, the outdoor activity options are endless. Residents and visitors enjoy Central Oregon for some of the best snow in the west on Mt. Bachelor, abundant fishing in the Deschutes River and incredible restaurants in downtown Bend. With more than 250 days of sun a year, there’s ample opportunity to hit the links at resorts around Sunriver or Redmond. Then enjoy the sunset at one of the many award-winning breweries in Central Oregon. It’s no wonder the number of visitors and residents has grown over the last few years and housing is in high demand.

The First Tech difference

The First Tech Difference

First Tech started right here in Oregon more than 60 years ago with a mission to help you find the best financial solutions for your unique situation. We’re a not-for-profit financial institution and we invest in our member owners with personalized financial services and convenient banking solutions to help you thrive. We’ve helped members with home lending in Oregon for more than 30 years and offer a variety of lending options for homebuyers. The key is finding one that works for you. We take the time to understand what you want and help you buy a home you love and can afford.

We offer:

  • Land loans and custom construction options
  • Options for manufactured homes
  • Low down payment options
  • Mortgages for second homes or investment properties
  • Adjustable rate mortgages with low initial payments
  • Fixed-rate mortgages with a variety of terms
  • Home Equity Lines of Credit

Together, we’ll find the loan that feels like home.

We're here to help you.

We have mortgage solutions to fit your needs, whether this is your first home, next home, or you’re building your dream house.

Whether you want to cash out your equity, lower your payments, or pay off your loan sooner, we have a refinance loan for you.

Do you have big plans that require money? Get that money from the equity in your home. We have great rates and many options, depending on your goals.

Custom construction

Looking to build your dream home? We have custom construction loan options that allow you to take your dream from blueprints to reality.

Not quite ready to apply? 

Helping people understand the home loan process is what we do best. Maybe you have some ideas to bounce off an expert or need a second opinion on a quote you received. Perhaps you want to review your current mortgage to make sure it still fits your financial needs in what we call a Mortgage Health Check. Schedule a 30-minute phone call with one of our local home loan experts to get whatever kind of help you need.

Meet your local team

Michele McCarthy headshot

Michele McCarthy

Senior Mortgage Loan Officer
NMLS #828483
503.469.7666 Direct
503.484.5693 Mobile
Kevin Chorlton headshot

Kevin Chorlton

Senior Mortgage Loan Officer
NMLS #870636
541.736.7947 Direct
503.713.3641 Mobile
Scott Shewbridge headshot

Scott Shewbridge

Home Equity Loan Officer
NMLS #1503202
503.979.6385 Direct

Chris Walker

Chris Walker

Mortgage Loan Officer
NMLS #111704
541.280.8106 Direct
925.551.1564 Mobile

Resource Center

Your home buying dream team

An introduction to the professionals who will take you through the home buying process.

Mortgage calculators 

Calculate your mortgage options.

Loan pre-qualification or pre-approval

Learn the difference between the two so you can be ready to take the next step.
All loans are subject to credit approval. Credit Union membership is required and subject to approval. Property and/or flood hazard insurance may be required.