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First Tech membership benefits
Convenience
Access your money and get the help you need easily. With dozens of First Tech locations, more than 5,600 Co-Op branches, 33,000 surcharge-free ATMs, online banking and mobile apps—we have the tools you need to make your banking life easy.
Advocacy
Security
First Tech keeps you protected 24/7. All checking, savings and money market accounts are insured up to $250,000 by the NCUA, and we employ round-the-clock fraud monitoring, top-notch web encryption and strong member protections.
Innovation
Service

Putting members first in every community we serve
Because you deserve the best
Boost your savings
Open a First Tech Rewards Savings® account and earn up to Earn up to 3.00% Annual Percentage Yield (APY)3.00% Annual Percentage Yield (APY)Rates effective as of 10/01/2026. Rate may change after the account is opened. $25 minimum opening deposit. Fees could reduce the earnings on the account. Membership is required and subject to approval.
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You belong here
Not sure if you qualify to join First Tech? It's easier than you think.
You can become a First Tech member if you meet any one of the following qualifications:
- Work for one of our 1,700+ partner companies—like Amazon, Microsoft, Intel and more
- Live, work or worship in a participating community
- Work for the State of Oregon
- Belong to a participating organizationTo become a member of a participating organization, stop by a location or join within our online application.
- Live in a participating condominium association
- Family or household member is already a First Tech member
Still don’t see yourself in any of the categories above? You may still qualify and meet the credit union membership requirements. Schedule a virtual or in-person appointment at your convenience, and we’ll help you with next steps.
Connect with us
The benefits of joining a credit union
| Credit Unions | Banks | Benefits |
| Offer a suite of financial services that can include checking and savings accounts, loans and credit cards and more. | ||
| Not-for-profit business that pass earnings to members in the form of higher savings rates and lower loan rates. | ||
| Offer savings rates that are generally higher than the national average. | ||
| Led by a people-over-profit philosophy. | ||
| Member-owned and managed. (First Tech is governed by a 100% volunteer Board of Directors comprised of First Tech members.) |