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First Tech Routing #321180379

Instant Access Savings

Step up your savings and earn more.

  • Earn tiered dividends rates
  • Keep your funds liquid
  • Stay connected to your money anytime, anywhere

Earn up to 0.40% Annual Percentage Yield (APY)0.40%

Rate effective date: 12/01/2024

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Instant Access SavingsOnly 6 monthly withdrawal type transactions.

Tiered dividends for larger balances.

This account fits those who:

  • Keep more than $25.00 in savings
  • Want easy access to funds while earning higher dividends

Reap the benefits.

You'll benefit from:

  • Tiered dividends on larger balances
  • No monthly account maintenance fees
  • No early withdrawal fees
  • Surcharge-free access at nearly 30,000 CO-OP network ATMs nationwide

Manage your money when and where you want

  • Withdraw funds at any time
  • Access your account online from our Mobile App
  • Deposit checks with our free Mobile App
  • Enter a branch at nearly 6,000 CO-OP shared branch locations

Peace of mind

  • Balances are insured to at least $250,000 by the NCUA
  • Secure online access
  • Automatic overdraft transfers for your First Tech checking account
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Check out our related resources.

Rate Sheet and Fee Schedule

Membership and Account Agreement

Limitation and Termination of Service Policy

Which account is right for you?

First Tech Rewards Savings

Helps you make the most of your money—simply.

Instant Access Savings

Earn higher dividends as your savings balance grows.