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Auto Loans

Effective Date: 07/30/2026
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Loan Term Annual Percentage Rate 1 Loan Amount (min/max) Apply
New Auto Loan - 2025 and Newer Models
65 months As low as 4.99% $1,000 / $300,000
72 months As low as 5.49% $5,000 / $300,000
84 months As low as 6.99% $20,000 / $300,000
Used Auto Loan - 2016-2024 Models
65 months As low as 4.99% $1,000 / $300,000
72 months As low as 5.49% $5,000 / $300,000
84 months As low as 6.99% $20,000 / $300,000
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Auto Loan Examples

Account Term Annual Percentage Rate Monthly payment per $1,000 borrowed
New Auto Loan 65 months 4.99% $17.59
Used Auto Loan 65 months 4.99% $17.59

Personal Loans

Effective Date: 07/30/2026
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Loan Term Annual Percentage Rate 1 Loan Amount (min/max) Apply
Fixed-Rate Loan
24 months As low as 6.99% $500 / $35,000
36 months As low as 10.04% $500 / $35,000
48 months As low as 10.94% $5,000 / $35,000
60 months As low as 11.84% $10,000 / $35,000
72 months As low as 12.53% $15,000 / $50,000
84 months As low as 13.65% $20,000 / $50,000
Savings Secured Loan
60 months Savings account rate plus 3.00% $500 / $500,000
96 months Savings account rate plus 3.00% $20,000 / $500,000
Certificate Secured Loan
To certificate maturity Certificate account rate
plus 3.00% 		$500 / $500,000
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Personal Line of Credit

Effective Date: 07/30/2026
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Account Annual Percentage Rate 1 Term Apply
Personal Line of Credit As low as 12.50%
APR may vary 2 		Revolving
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Personal Loan Examples

Account Term Annual Percentage Rate Monthly payment per $1,000 borrowed
Personal Loan 60 months 11.84% $22.17
Savings Secured Loan 60 months 3.05% 3 $18.00
Certificate Secured Loan 60 months 3.65% 4 $18.26

Recreational Loans

Effective Date: 07/30/2026
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Loan Term Annual Percentage Rate 1 Loan Amount (min/max) Apply
New Motorcycle / Scooter Loan (0-1 model years)
60 months As low as 6.74% $1,500 / $100,000
Used Motorcycle Loan (2-5 model years)
60 months As low as 7.24% $1,500 / $100,000
RV / Boat Loans 5
60 months As low as 7.29% $1,500 / $300,000
72 months As low as 7.54% $5,000 / $300,000
84 months As low as 7.79% $20,000 / $300,000
120 months As low as 8.04% $50,000 / $300,000
144 months As low as 8.29% $50,000 / $300,000
180 months As low as 8.54% $75,000 / $300,000
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Recreational Loan Examples

Account Term Annual Percentage Rate Monthly payment per $1,000 borrowed
New Motorcycle / Scooter Loan 60 months 6.74% $19.69
Used Motorcycle / Scooter Loan 60 months 7.24% $19.93
New RV / Boat Loan 60 months 7.29% $19.95

Student Loan Refinance

Effective Date: 07/30/2026
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Loan Term Annual Percentage Rate 1 Loan Amount (min/max) Apply
Fixed-Rate Loan
5 years As low as 8.60% $5,000 / $500,000
7 Years As low as 8.75% $7,000 / $500,000
10 years As low as 8.90% $10,000 / $500,000
15 years As low as 9.25% $20,000 / $500,000
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1 = APR = Annual Percentage Rate. Actual rate will be determined based on the applicant’s credit history, and final loan terms. All loans are subject to credit approval. Credit Union membership is required and subject to approval.

2 = As low as 12.50% Annual Percentage Rate (APR)12.50% variable Annual Percentage Rate (APR) is available with a credit limit equal to or greater than $500. The APR will vary with Prime Rate as published in the Wall Street Journal. As of 07/30/2026, the variable rate for line of credit is As low as 12.50% Annual Percentage Rate (APR)12.50%  APR to 18.00% APR. Minimum monthly payment of 4% or $40, whichever is greater. Offer is subject to normal credit qualifications. Additional restrictions may apply.

3 = Savings Secured Loan Example uses the Membership Savings account rate + 3.00%.

4 = Certificate Secured Loan Example uses the 60 month share certificate account rate + 3.00%.

5 = Boat Loans and RV Loans are not available in Puerto Rico.

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