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First Tech Routing #321180379

Jumbo Home Loans in San Diego 

San Diego is an amazing place to live, work and play.

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What is a jumbo home loan?

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A jumbo home loan is a mortgage in which the loan amount is higher than the conforming loan limits set by the Federal Housing Finance Agency. Each year, the Federal Housing Finance Agency determines the conforming loan limits. In 2024, the conforming loan limit for most counties in the U.S. is $766,550. For homes in San Diego County, the conforming loan limit is $1,006,250 in 2024. For nearby Imperial and Riverside counties, the limit is $766,550. This means any loan above these amounts is considered a jumbo loan.

Why live in San Diego?

San Diego has earned it’s reputation as a paradise for warm weather activities, boasting stunning beaches, beautiful weather and enviable city living. With all the beauty of southern California at your feet, San Diego offers the best of urban life and year-round outdoor opportunities. That includes the world-famous San Diego Zoo, the San Diego Padres baseball team, a sprawling city parks system and a bustling arts and entertainment scene. The city also serves as a hub for the United States Navy, as well as biotech and healthcare industries. San Diego is also home to one of the busiest international land border crossings in the world, sharing a border with Tijuana, Mexico.

Why First Tech?

First Tech has been helping members with home lending in the San Diego area for more than 30 years. Our Mortgage Loan Officers know the unique housing markets of National City, Chula Vista, La Mesa, Encinitas and the entire San Diego area. Speak with us to learn more about your home loan options, including jumbo mortgages. Or if you’re ready to see how much you may qualify for, submit a pre-qualification request today.

San Diego Mortgage Loan Officers

Shirley Ho headshot image

Shirley Ho

Mortgage Loan Officer
NMLS #1929209
669.289.9348 Direct

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Kim Wiskosky

Mortgage Loan Officer
NMLS #209469
858.385.4002 Direct
619.453.1270 Mobile


All loans are subject to credit approval. Credit Union membership is required and subject to approval. Property and/or flood hazard insurance may be required.