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Routing #321180379

Jumbo Home Loans in Los Angeles

Los Angeles is an amazing place to live, work and play.

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What is a jumbo home loan?

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A jumbo home loan is a mortgage in which the loan amount is higher than the conforming loan limits set by the Federal Housing Finance Agency. Each year, the Federal Housing Finance Agency determines the conforming loan limits. In 2022, the conforming loan limit for most counties in the U.S. is $647,200. For homes in Los Angeles County, the conforming loan limit is $970,800 in 2022. Nearby Orange County is the same amount but in San Bernardino and Kern counties, the limit is $647,200. The Ventura County conforming loan limit in 2022 is $851,000. This means any loan above these amounts is considered a jumbo loan. 

Why live in Los Angeles?

Los Angeles is the star of southern California, with nearly endless opportunities for residents and visitors. Known around the world as the home to Hollywood and the entire entertainment industry, Los Angeles is a cultural destination for much more than just blockbuster movies. Los Angeles serves as an international hub for a variety of industries and presents an abundance of ethnic and cultural diversity. The city has hosted Olympic Games, and is still home to a number of championship-winning professional sports franchises. Many trailblazers in the fields of technology, finance, science, food and apparel call Los Angeles home. It’s no wonder that housing is constantly in high demand in one of the most attractive cities in the world. 

Why use First Tech?

First Tech has been helping members with home lending in the Los Angeles area for more than 30 years. Our Mortgage Loan Officers know the unique housing markets of Pasadena, Burbank, Santa Monica, Torrance, Long Beach, Anaheim and the entire LA area. Speak with us to learn more about your home loan options, including jumbo mortgages. Or if you’re ready to see how much you may qualify for, submit a pre-qualification request today. 

Featured loan

Jumbo 7/1 Adjustable Rate Mortgage – Purchase in Los Angeles County, CA

RateThis rate is not a credit decision or a commitment to lend and your rate will depend on various factors include your type of loan, credit profile, property value, occupancy, loan size, etc. Rates and product availability may also vary based on the State or region in which your financed property is located. Offer is subject to normal credit qualification. Rates are updated once per day on our website; however, pricing is subject to change once you speak to a representative. You can submit a pre-qualification request online or call 503.350.4531 to speak with one of our Mortgage Loan Officers. Membership is required and subject to approval.: 2.250%

APRAPR=Annual Percentage Rate= A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees. : 2.823%

PaymentAnnual Percentage Rates (APR) include the approximate cost of prepaid finance charges and are calculated based on a loan amount of $971,000. Scenario assumes a 20% down payment in Los Angeles County, CA, with an excellent credit score, 0.50% origination fee, 15 days of prepaid interest, and some third-party fees. It does not include other closing costs or points associated with the rate displayed. Actual APRs for individual loans may differ. All loan applications are subject to credit and property approval. Sample payments shown include only principal and interest. These mortgage rates are based upon a variety of assumptions and conditions some of which may include a credit score of 740 or higher. Your loans interest rate will depend on specific characteristics of your transaction and your credit profile up to the time of closing. Adjustable Rate Mortgage (ARM) interest rates and payments are subject to change during the loan term. That change can increase or decrease your monthly payment. This scenario assumes an owner-occupied purchase (refinance rates may be subject to higher interest rates) of a single family detached residence with a down payment or equity of 20%. If your down payment or equity is less than 20%, mortgage insurance will be required, which will increase the monthly payment and APR. This scenario also assumes no other loans or liens on subject property. Property and/or flood hazard insurance may be required. Maximum loan limits may apply. Additional rates and programs are available.: $3,711.61

Los Angeles Mortgage Loan Officers

Jan Regala headshot

Jan Regala-Freeman

Senior Mortgage Loan Officer
NMLS 665299

Richard Mukhtar headshot

Richard Mukhtar

Mortgage Loan Officer
NMLS 583031

Shirley Ho headshot image

Shirley Ho

Senior Mortgage Loan Officer
NMLS 1206645

Wing Wong headshot

Wing Wong

Mortgage Loan Officer
NMLS 1487193

Ben Betparoo image

Ben Betparoo

Mortgage Loan Officer
NMLS 406339

Amy Robbins  headshot

Amy Robbins

Senior Mortgage Loan Officer
NMLS 131020

Joshua Dubovsky headshot

Josh Dubovsky

Mortgage Loan Officer
NMLS 404057