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First Tech Routing #321180379

Jumbo Home Loans in Los Angeles

Los Angeles is an amazing place to live, work and play.

man and woman lounging on a couch
man and woman lounging on a couch

What is a jumbo home loan?

smiling couple being handed keys
A jumbo home loan is a mortgage in which the loan amount is higher than the conforming loan limits set by the Federal Housing Finance Agency. Each year, the Federal Housing Finance Agency determines the conforming loan limits. In 2024, the conforming loan limit for most counties in the U.S. is $766,550. For homes in Los Angeles County, the conforming loan limit is $1,149,825 in 2024. Nearby Orange County is the same amount but in San Bernardino and Kern counties, the limit is $766,550. The Ventura County conforming loan limit in 2024 is $954,500. This means any loan above these amounts is considered a jumbo loan. 

Why live in Los Angeles?

Los Angeles is the star of southern California, with nearly endless opportunities for residents and visitors. Known around the world as the home to Hollywood and the entire entertainment industry, Los Angeles is a cultural destination for much more than just blockbuster movies. Los Angeles serves as an international hub for a variety of industries and presents an abundance of ethnic and cultural diversity. The city has hosted Olympic Games, and is still home to a number of championship-winning professional sports franchises. Many trailblazers in the fields of technology, finance, science, food and apparel call Los Angeles home. It’s no wonder that housing is constantly in high demand in one of the most attractive cities in the world. 

Why use First Tech?

First Tech has been helping members with home lending in the Los Angeles area for more than 30 years. Our Mortgage Loan Officers know the unique housing markets of Pasadena, Burbank, Santa Monica, Torrance, Long Beach, Anaheim and the entire LA area. Speak with us to learn more about your home loan options, including jumbo mortgages. Or if you’re ready to see how much you may qualify for, submit a pre-qualification request today. 

Los Angeles Mortgage Loan Officers

Shirley Ho headshot image

Shirley Ho

Mortgage Loan Officer
NMLS #1929209
669.289.9348 Direct


All loans are subject to credit approval. Credit Union membership is required and subject to approval. Property and/or flood hazard insurance may be required.