How do I earn bonus points?

Use your eligible First Tech Rewards Mastercard® during the program period: Earn 5x bonus points when you spend $1,000–$3,000 Earn up to 6x bonus points when you spend $3,001–$6,000 Purchases of less than $1,000 or more than $6,000 will still earn points at the regular rate.

Earn up to 6x bonus points before December 15

Q: Do I need to enroll or track categories?

No. Every eligible purchase counts. Purchases of less than $1,000 or more than $6,000 will still earn points at the regular rate. Terms and Conditions: Only existing First Tech Rewards credit cardholders who have received this promotion are eligible to earn 5x bonus rewards points by spending a minimum of $1,000 up to a maximum of $3,000 on total net qualified purchases and are eligible to earn 6x bonus rewards points by spending a minimum of $3,001 up to a maximum of $6,000 on total net qualified purchases. In order to receive the 5x and 6x bonus rewards points, you must make qualified purchases that are posted to the account within the promotional period of June 5, 2026 and &zwnj;December 15, &zwnj;2026. Bonus rewards points will be awarded after the second statement following the conclusion of the promotion period that ends on &zwnj;December 15, &zwnj;2026. Delays by the merchant could extend the transaction date beyond the promotional period. Bonus rewards points will not accrue on returned purchases, balance transfers, finance charges, fees, cash advances, purchase of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks or insurance. Your account must be open and in good standing (i.e., not in default, closed, inactive or otherwise not in good standing) throughout the promotional period and at the time of statement credit fulfillment to receive the bonus. Any inquiries or disputes must be received within 60 days of discovering the error. Bonuses are considered miscellaneous income and may be reported to the IRS. For more information about First Tech’s rewards program visit https://www.firsttechfed.com/help/faqs/credit-cards-faqs . This promotional offer is non-transferable.

Use your First Tech Rewards Mastercard® to earn more from holiday spending.

Whether you're shopping for gifts, booking travel or checking off year-end purchases, use your First Tech Rewards Mastercard® to earn more from the purchases you're already planning to make.

Make the most of holiday spending

Holiday purchases can help you earn more with your First Tech Rewards Mastercard®. The more you spend during the promotion period, the more bonus points you’ll earn before December 15, 2026.Purchases of less than $1,000 or more than $6,000 will still earn points at the regular rate.
Terms and Conditions: Only existing First Tech Rewards credit cardholders who have received this promotion are eligible to earn 5x bonus rewards points by spending a minimum of $1,000 up to a maximum of $3,000 on total net qualified purchases and are eligible to earn 6x bonus rewards points by spending a minimum of $3,001 up to a maximum of $6,000 on total net qualified purchases.
In order to receive the 5x and 6x bonus rewards points, you must make qualified purchases that are posted to the account within the promotional period of June 5, 2026 and ‌December 15, ‌2026.
Bonus rewards points will be awarded after the second statement following the conclusion of the promotion period that ends on ‌December 15, ‌2026. Delays by the merchant could extend the transaction date beyond the promotional period. Bonus rewards points will not accrue on returned purchases, balance transfers, finance charges, fees, cash advances, purchase of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks or insurance.
Your account must be open and in good standing (i.e., not in default, closed, inactive or otherwise not in good standing) throughout the promotional period and at the time of statement credit fulfillment to receive the bonus. Any inquiries or disputes must be received within 60 days of discovering the error. Bonuses are considered miscellaneous income and may be reported to the IRS.
For more information about First Tech’s rewards program visit https://www.firsttechfed.com/help/faqs/credit-cards-faqs. This promotional offer is non-transferable.

Earn 5x bonus points

when you spend $1,000–$3,000

Earn 6x bonus points

when you spend $3,001–$6,000

The more you spend, the more you earn

Use your First Tech Rewards Mastercard® throughout the promotion period and earn more as your spending adds up. Earn 5x bonus points when you spend $1,000-$3,000, and 6x bonus points when you spend $3,001-$6,000.Purchases of less than $1,000 or more than $6,000 will still earn points at the regular rate.
Terms and Conditions: Only existing First Tech Rewards credit cardholders who have received this promotion are eligible to earn 5x bonus rewards points by spending a minimum of $1,000 up to a maximum of $3,000 on total net qualified purchases and are eligible to earn 6x bonus rewards points by spending a minimum of $3,001 up to a maximum of $6,000 on total net qualified purchases.
In order to receive the 5x and 6x bonus rewards points, you must make qualified purchases that are posted to the account within the promotional period of June 5, 2026 and ‌December 15, ‌2026.
Bonus rewards points will be awarded after the second statement following the conclusion of the promotion period that ends on ‌December 15, ‌2026. Delays by the merchant could extend the transaction date beyond the promotional period. Bonus rewards points will not accrue on returned purchases, balance transfers, finance charges, fees, cash advances, purchase of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks or insurance.
Your account must be open and in good standing (i.e., not in default, closed, inactive or otherwise not in good standing) throughout the promotional period and at the time of statement credit fulfillment to receive the bonus. Any inquiries or disputes must be received within 60 days of discovering the error. Bonuses are considered miscellaneous income and may be reported to the IRS.
For more information about First Tech’s rewards program visit https://www.firsttechfed.com/help/faqs/credit-cards-faqs. This promotional offer is non-transferable.

Every purchase counts toward your total spending during the promotion period. There are no categories to track and nothing to activate. Just use your card for holiday purchases, travel, dining, everyday expenses, and more to keep earning bonus points.

Purchases totaling less than $1,000 or more than $6,000 will still earn points at the regular rate.

Frequently asked questions

Earn More Every Season begins on June 5, 2026 and ends December 15, 2026.

Yes, the minimum spend required to start earning 5x points is $1,000.

Use your eligible First Tech Rewards Mastercard® during the program period:

Earn 5x bonus points when you spend $1,000–$3,000
Earn up to 6x bonus points when you spend $3,001–$6,000

Purchases of less than $1,000 or more than $6,000 will still earn points at the regular rate.

No. Every eligible purchase counts.Purchases of less than $1,000 or more than $6,000 will still earn points at the regular rate.
Terms and Conditions: Only existing First Tech Rewards credit cardholders who have received this promotion are eligible to earn 5x bonus rewards points by spending a minimum of $1,000 up to a maximum of $3,000 on total net qualified purchases and are eligible to earn 6x bonus rewards points by spending a minimum of $3,001 up to a maximum of $6,000 on total net qualified purchases.
In order to receive the 5x and 6x bonus rewards points, you must make qualified purchases that are posted to the account within the promotional period of June 5, 2026 and ‌December 15, ‌2026.
Bonus rewards points will be awarded after the second statement following the conclusion of the promotion period that ends on ‌December 15, ‌2026. Delays by the merchant could extend the transaction date beyond the promotional period. Bonus rewards points will not accrue on returned purchases, balance transfers, finance charges, fees, cash advances, purchase of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks or insurance.
Your account must be open and in good standing (i.e., not in default, closed, inactive or otherwise not in good standing) throughout the promotional period and at the time of statement credit fulfillment to receive the bonus. Any inquiries or disputes must be received within 60 days of discovering the error. Bonuses are considered miscellaneous income and may be reported to the IRS.
For more information about First Tech’s rewards program visit https://www.firsttechfed.com/help/faqs/credit-cards-faqs. This promotional offer is non-transferable.

Yes. Your spending adds up across the program period.

Bonus rewards points will be awarded after the second statement following the program end date of December 15, ‌2026.