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Earn more every season

Earn 5x once you reach $1,000, then keep moving towards 6x with every purchase.

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From back-to-school purchases to everyday spending, it all counts toward higher rewards, so you can keep building toward 6x points through December 15, 2026.

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Keep going toward more rewards

The more you spend on your First Tech Rewards Mastercard®, the faster you can work your way up to 6x bonus points.<p>Terms and Conditions: Only existing First Tech Rewards credit cardholders who have received this promotion are eligible to earn 5x bonus rewards points by spending a minimum of $1,000 up to a maximum of $3,000 on total net qualified purchases and are eligible to earn 6x bonus rewards points by spending a minimum of $3,001 up to a maximum of $6,000 on total net qualified purchases.</p> <p> In order to receive the 5x and 6x bonus rewards points, you must make qualified purchases that are posted to the account within the promotional period of June 5, 2026 and &zwnj;December 15, &zwnj;2026.<br> Bonus rewards points will be awarded after the second statement following the conclusion of the promotion period that ends on &zwnj;December 15, &zwnj;2026. Delays by the merchant could extend the transaction date beyond the promotional period. Bonus rewards points will not accrue on returned purchases, balance transfers, finance charges, fees, cash advances, purchase of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers&rsquo; checks or insurance.</p> <p> Your account must be open and in good standing (i.e., not in default, closed, inactive or otherwise not in good standing) throughout the promotional period and at the time of statement credit fulfillment to receive the bonus. Any inquiries or disputes must be received within 60 days of discovering the error. Bonuses are considered miscellaneous income and may be reported to the IRS.</p> <p>For more information about First Tech&rsquo;s rewards program visit <a href="/help/faqs/credit-cards-faqs" aria-label="">https://www.firsttechfed.com/help/faqs/credit-cards-faqs</a>. This promotional offer is non-transferable.</p>

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Reach 5x at $1,000 in spend

Earn 5x bonus points
when you spend $1,000–$3,000

Young woman wearing headphones at a desk with paperwork and a laptop
Unlock 6x at $3,001 in spend

Earn 6x bonus points
when you spend $3,001–$6,000

Make every purchase count

There are no categories to track and nothing to activate. Just keep using your First Tech Rewards Mastercard® for the purchases you’re already making—your spending keeps you progressing toward 6x bonus points.

Purchases totaling less than $1,000 or more than $6,000 will still earn points at the regular rate.

Frequently asked questions

Earn More Every Season begins on June 5, 2026 and ends December 15, 2026.
Yes, the minimum spend required to start earning 5x points is $1,000.

Use your eligible First Tech Rewards Mastercard® during the program period:

  • Earn 5x bonus points when you spend $1,000–$3,000
  • Earn up to 6x bonus points when you spend $3,001–$6,000

Purchases of less than $1,000 or more than $6,000 will still earn points at the regular rate.

No. Every eligible purchase counts.<p>Terms and Conditions: Only existing First Tech Rewards credit cardholders who have received this promotion are eligible to earn 5x bonus rewards points by spending a minimum of $1,000 up to a maximum of $3,000 on total net qualified purchases and are eligible to earn 6x bonus rewards points by spending a minimum of $3,001 up to a maximum of $6,000 on total net qualified purchases.</p> <p> In order to receive the 5x and 6x bonus rewards points, you must make qualified purchases that are posted to the account within the promotional period of June 5, 2026 and &zwnj;December 15, &zwnj;2026.<br> Bonus rewards points will be awarded after the second statement following the conclusion of the promotion period that ends on &zwnj;December 15, &zwnj;2026. Delays by the merchant could extend the transaction date beyond the promotional period. Bonus rewards points will not accrue on returned purchases, balance transfers, finance charges, fees, cash advances, purchase of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers&rsquo; checks or insurance.</p> <p> Your account must be open and in good standing (i.e., not in default, closed, inactive or otherwise not in good standing) throughout the promotional period and at the time of statement credit fulfillment to receive the bonus. Any inquiries or disputes must be received within 60 days of discovering the error. Bonuses are considered miscellaneous income and may be reported to the IRS.</p> <p>For more information about First Tech&rsquo;s rewards program visit <a href="/help/faqs/credit-cards-faqs" aria-label="">https://www.firsttechfed.com/help/faqs/credit-cards-faqs</a>. This promotional offer is non-transferable.</p>
Yes. Your spending adds up across the program period.
Bonus rewards points will be awarded after the second statement following the program end date of December 15, ‌2026.