Get the most out of your new First Tech card

Dark-haired man in a blue shirt holding a mobile phone and a credit card

Thank you for being a First Tech member. Here’s how to quickly get started with your new First Tech card.

1. Activate your card

Activation confirms your card is in your hands and ready to use.

Activation Instructions

Sign in to Digital Banking
Select Manage Cards
Choose your new card and tap Activate

Or activate by phone

Debit cards: 800.466.0040

Credit cards: 888.691.8661

(Call from the primary phone number on your account.)

2. Set Your PIN

You can create or change your PIN anytime using one of these options:

Digital Banking: Sign in and select Manage Cards. You don’t need a mailed PIN to set or change your PIN in Digital Banking.
First Tech ATM: You can change your PIN at a First Tech ATM if you know your current PIN.

For new credit cards, new debit cards, and debit cards replaced due to loss or theft, a PIN will be sent by mail. A mailed PIN is only required if you plan to change your PIN at an ATM.

Choose a PIN that’s easy to remember but hard to guess.

3. Add your card to your digital wallet

For secure, convenient payments, add your card to Apple Pay™, Google Pay™, or Samsung Pay™. For help, view our FAQs

4. Update your payment information

If this card replaces an older First Tech card, update the saved card details—expiration date, CVC and (if applicable) the new card number—anywhere you use that card for bill pay, subscriptions or online shopping.

5. Use Digital Banking to manage your cardBusiness debit cards can’t be managed in Digital Banking at this time. Please activate your card using the phone number on the sticker or the debit card phone number listed above. You can set or update your PIN at any First Tech ATM or by visiting an Experience Center.

Digital Banking lets you monitor transactions, lock/unlock your card, access your digital card, add it to your wallet and notify us of travel plans.

Image depicting a desktop web page and its mobile version.

You can also use Digital Banking to temporarily lock and unlock your credit card to prevent unauthorized transactions.

Let us know of your travel plans so transactions won't get blocked, and you will be able to use your account as usual.

Digital Banking is accessible from the First Tech website or the First Tech mobile app. You can find the mobile app in either the Apple or Google app stores.

Thank you for being a First Tech credit cardholder

Your First Tech card is designed to deliver everyday convenience, security, and value. Be sure to take advantage of benefits that your First Tech Mastercard® comes with. This is another way First Tech helps you get more from you spending.

Be sure to check out everything your First Tech Mastercard® has to offer. Whether it’s 2xFirst Tech does not have the ability to control how a retailer chooses to classify their business and reserves the right to determine which purchases qualify for rewards points. Rewards points are not accrued for returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks, or insurance. Merchants who accept Mastercard® are assigned a Merchant Category Code (MCC) based on the type of products or services they primarily sell. Merchants, not First Tech, categorize and submit purchases, so some purchases may not fall into the category where you might expect them to appear. Purchases transmitted without a qualifying MCC will not qualify for bonus points. Household Goods purchases made at a merchant that does not process under a qualifying MCC or processes through a third-party payment account, digital wallet not supported by First Tech or similar technology where the technology does not support transmission of qualifying MCC, will not qualify for bonus rewards points. Household Goods purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount stores or super stores) that do not transmit a qualifying MCC will not earn the bonus rewards points. Qualifying MCCs for Household Goods include: Drapery, Upholstery and Window Coverings Stores (5714), Miscellaneous House Furnishing Specialty Shops (5719), Household Appliance Stores (5722). rewards on everyday purchases on the Choice Rewards World Mastercard®, your First Tech Mastercard is the best value in your wallet.