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First Tech Routing #321180379
Auto Loans

Hit the road in your new ride.

If you're looking to purchase a car from 2 to 10 model years old, you can get a fixed-rate, fixed-term used auto loan with up to 84 month financing.

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Used Auto Loans

A great loan for those who:

  • Think "new to you" is a smart choice
  • Are buying a car 2-10 model years old
  • Want to finance up to 84 months

What you'll get:

  • Fixed-rate
  • Fixed-term loan
  • No payment for up to 90 daysDeferring your first payment (up to 90 days from the funding date of your loan) is optional and is not a condition of your loan. Deferring your loan payment may affect your APR and the total interest you pay. All other loan terms and provisions will remain the same.

Reap the benefits.

Quick and easy loan process

  • Online loan application
  • Digital document delivery
  • Fast loan decision

Secure, anytime, anywhere account access

  • Free mobile app
  • Free online banking

More money in your pocket

  • No pre-payment penalty
  • No application or origination fees
  • No annual fee

A personalized First Tech rate in 30 seconds or less with check my rate.

Click the “Check My Rate” button below to get your rate for a 12-60 month term! Checking your rate will not affect your credit score.Check your rate: To check the rates and terms First Tech Federal Credit Union conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. All loan applications are subject to credit approval. Membership is required and subject to approval.

What is Check My Rate? Have more questions like this? Check out our full FAQ for more information.

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Vehicle loans.

For auto loan rates information, please choose a location.

Used Auto Loans

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For cars 2-10 model years. Check your rate for a 12-60 month term in 30 seconds.