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First Tech Routing #321180379
Individual Retirement Accounts

The more you save, the more you earn.

Earn more on your money.

Earn up to 0.90% Annual Percentage Yield (APY) .
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Traditional IRA Instant Access Savings

Tiered dividends for higher IRA balances.

Individual Retirement Accounts, or IRAs, are one of the best retirement savings tools available. Traditional IRAs are a great choice if you're eligible to make tax-deductiblePlease consult with your tax advisor. contributions, and if you expect to be in a higher tax bracket today than when you retire. This account also offers tiered dividends on higher balances, so you can earn more with dividends that accrue daily and compound monthly.

NCUA insured to $250,000.


A great choice if you:

  • Want tiered dividends on higher balances
  • Are 70 ½ years young or younger for regular contributions
  • Have qualified earned income

Reap the benefits.

More money in your pocket

  • Tax-deferred earningsPlease consult with your tax advisor.
  • Competitive, tiered dividend rate
  • No monthly fees
  • Dividends accrue daily and compound monthly

An easy way to save

  • No minimum balance required
  • Catch-up contributions for those 50 or older
  • View balances anytime, anywhere with our free Mobile App

Peace of mind

  • Deposits are NCUA insured up to $250,000