Build your retirement savings.

Feel more confident about securing your future with no loss of principal.

Earn up to 0.55% APY .

6- to 60-Month Traditional IRA Share Certificate

Flexibility of 6- to 60-Month terms.

Our 6- to 60-Month Traditional IRA Share Certificates also mean added flexibility since you can choose the length of your term and make changes before your funds automatically roll over at maturity.

NCUA insured to $250,000.

 

A great choice if you:

  • Are 70 ½ years young or younger for regular contributionsFor all certificate accounts, if you withdraw any portion of your principal before maturity, you may be charged a penalty of up to six month's dividends; however, there is no risk of loss to your principal. Required minimum distributions must begin at age 70 1/2. Required minimum distributions are not subject to early withdrawal penalties.
  • Have qualified earned income
  • Have at least $500 to save

Reap the benefits.

Checkbox Flexibility

  • Choose from 6- to 60-month terms
  • Funds can be withdrawn if needed; penalties may applyFor all certificate accounts, if you withdraw any portion of your principal before maturity, you may be charged a penalty of up to six month's dividends; however, there is no risk of loss to your principal. Required minimum distributions must begin at age 70 1/2. Required minimum distributions are not subject to early withdrawal penalties.
  • Catch-up contributions for those 50 or older

Checkbox Easy account management

  • Automatically rolls over at maturity
  • 10-day grace period at maturity if you do want to make changes
  • View balances anytime, anywhere with our free Mobile App

Checkbox Peace of mind

  • No risk of loss to principalFor all certificate accounts, if you withdraw any portion of your principal before maturity, you may be charged a penalty of up to six month's dividends; however, there is no risk of loss to your principal. Required minimum distributions must begin at age 70 1/2. Required minimum distributions are not subject to early withdrawal penalties.
  • Deposits are NCUA insured up to $250,000