Welcome to our updated site

Carefree Checking

No monthly account maintenance fees.

This account is right for you if you:

Want a basic, free checking account

Are a student, teen or just starting out

Don't want to worry about monthly account requirements


You'll benefit from:

No minimum balance requirements

No monthly account maintenance fees

Surcharge-free access at nearly 30,000 CO-OP Network ATMs nationwide

Free Checking

You'll Benefit From:

Manage your money when and where you want

  • Access your account online
  • Deposit checks and pay bills with our free mobile app
  • Visit a branch at nearly 6,000 CO-OP Shared Branch locations


Cardholder benefits1

Your debit card provides:

  • Extended Warranty
  • Price Protection
  • Identity Theft Resolution Services
  • And More

Double-click this area to add and format text, and insert images and hyperlinks.

Find Out More

Knowledge base

Chip and PIN

How using a Chip and PIN card is more secure

Knowledge base

Order Checks Online

How to get checks without visiting a branch

Knowledge base

What is Overdraft Protection?

How to decide whether it is right for you