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Home buying: Closing disclosure

All mortgage lending institutions are required to ensure you receive a copy of your closing disclosure at least three business days before you are scheduled to sign your final loan documents. The closing disclosure itemizes the final amounts that you are paying for the various fees and services involved in your loan transaction, as well as the terms of your loan (loan amount, scheduled payments, loan product, etc.). It also shows the final funds you will need to provide at closing.

When you receive this disclosure, make sure you take time and review it closely. If anything doesn’t look right, or if you have any questions, please reach out to your First Tech loan officer or loan processor. We want to ensure you are informed and comfortable when the time comes to sign your loan documents.