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Jumbo Home Loans in Seattle

The Seattle area is an amazing place to live, work and play.

Jumbo Home Loans in Seattle

What is a jumbo home loan?

Jumbo Home Loans in Seattle
A jumbo home loan is a mortgage in which the loan amount is higher than the conforming loan limits set by the Federal Housing Finance Agency. Each year, the Federal Housing Finance Agency determines the conforming loan limits. In 2021, the conforming loan limit for most counties in the state of Washington is $548,250. Homes in Seattle area counties (King, Pierce and Snohomish) are more expensive on average so the conforming loan limit in these locations in 2021 is $776,250. This means any loan above these amounts is considered a jumbo loan.

Why Seattle?

The Seattle area has so much to offer residents, from the natural beauty of the Puget Sound to the flourishing arts and culture scene. Emerald City residents enjoy the best of urban life and outdoor recreation, from the bustling Pike Place Market to the countless parks and trails. Popular major league sports teams keep residents cheering year around. Seattle chefs provide some of the most exceptional food and drink, often inspired by the freshest local ingredients. Whatever you’re looking to do, taste and see, you can find it in the Seattle area. It’s no wonder housing is in such high demand and the average price of homes is up.

Why First Tech?

First Tech has been helping members with home lending in Seattle for more than 30 years. Our local Mortgage Loan Officers know the unique housing markets of Ballard, Bellevue, Redmond, Kirkland, Queen Anne and the entire Seattle area. Speak with us to learn more about your home loan options, including jumbo mortgages. Or if you’re ready to see how much you may qualify for, submit a pre-qualification request today.

Featured loan

7/1 Adjustable Rate Mortgage Jumbo – Purchase

RateThis rate is not a credit decision or a commitment to lend and your rate will depend on various factors include your type of loan, credit profile, property value, occupancy, loan size, etc. Rates and product availability may also vary based on the State or region in which your financed property is located. Offer is subject to normal credit qualification. Rates are updated once per day on our website; however, pricing is subject to change once you speak to a representative. You can submit a pre-qualification request online or call 503.350.4531 to speak with one of our Mortgage Loan Officers. Membership is required and subject to approval.: 2.250%

APRAPR=Annual Percentage Rate= A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees. : 2.700%

PaymentAnnual Percentage Rates (APR) include the approximate cost of prepaid finance charges and are calculated based on a loan amount of $800,000. Scenario assumes a 20% down payment in King County, WA, with an excellent credit score, 0.50% origination fee, 15 days of prepaid interest, and some third-party fees. It does not include other closing costs or points associated with the rate displayed. Actual APRs for individual loans may differ. All loan applications are subject to credit and property approval. Sample payments shown include only principal and interest. These mortgage rates are based upon a variety of assumptions and conditions some of which may include a credit score of 740 or higher. Your loans interest rate will depend on specific characteristics of your transaction and your credit profile up to the time of closing. Adjustable Rate Mortgage (ARM) interest rates and payments are subject to change during the loan term. That change can increase or decrease your monthly payment. This scenario assumes an owner-occupied purchase (refinance rates may be subject to higher interest rates) of a single family detached residence with a down payment or equity of 20%. If your down payment or equity is less than 20%, mortgage insurance will be required, which will increase the monthly payment and APR. This scenario also assumes no other loans or liens on subject property. Property and/or flood hazard insurance may be required. Maximum loan limits may apply. Additional rates and programs are available.: $3,057.97

Seattle area Mortgage Loan Officers

Becky Norton headshot

Becky Norton

Senior Mortgage Loan Officer
NMLS 665299

Bobbi Moody headshot

Bobbi Moody

Mortgage Loan Officer
NMLS 583031

Joshua Sanford headshot

Joshua Sanford

Senior Mortgage Loan Officer
NMLS 1206645

Duke keltner headshot

Duke Keltner

Mortgage Loan Officer
NMLS 1487193

Taryn Paulsen headshot

Taryn Paulsen

Mortgage Loan Officer
NMLS 406339

Trinh Ton headshot

Trinh Ton

Senior Mortgage Loan Officer
NMLS 131020

Art Zastrow headshot

Art Zastrow

Mortgage Loan Officer
NMLS 404057

Alex Dorn headshot

Alex Dorn

Mortgage Loan Officer
NMLS 610023

Brent Chand Headshot

Brent Chan

Mortgage Loan Officer
NMLS 583052

Brian Brinkley headshot

Brian Brinkley

Mortgage Loan Officer
NMLS 215765

Mortgage Loan Officer Jenni Reese

Jenni Reese

Mortgage Loan Officer
NMLS 665370

Shadwick Newkirk headshot

Shadwick Newkirk

Mortgage Loan Officer
NMLS 693188

Jeremy Luiten headshot

Jeremy Luiten

Mortgage Loan Officer
NMLS 404633

   

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