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Routing #321180379

Bump up your savings with a special offer

Stack up extra savings with up to 3.00% APYAnnual Percentage Yield on our promotional bump up certificate offers.
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For a limited time, you can stack up extra savings with First Tech when you take advantage of our promotional 13-monthMembership is required and subject to approval. This is an addendum to the Truth In Savings Disclosure – Share Certificates, Rate Sheet, and Fee Schedule, located at firsttechfed.com/rates.
Additional Terms and Conditions Applicable to Promotional 13-Month Bump Up Share Certificate Accounts:
1. Bump Up Share Certificates: If your account has the Bump Up feature, we list the dividend rate and APY on your Certificate Receipt for your Bump Up Share Certificate account. Your Maturity Date will remain the same as stated on your Certificate Receipt.
a. You have the option within each twelve (12) months of the current term for terms equaling or exceeding twenty-four (24) months, or once per term for Bump Up products with a term less than twenty-four (24) months, of exchanging the dividend rate for a new dividend rate that is currently offered on term share certificates at no cost to you.
b. You have the option within each twelve (12) months of the current term for terms equaling or exceeding twenty-four (24) months, or once per term for Bump Up products with a term less than twenty-four (24) months, to make one (1) additional deposit. The maximum amount you can deposit is up to the original amount of the certificate at the start of the current term.
2. Limit: You are limited to one Promotional 13-Month Bump Up Share Certificate Account per primary account owner.
3. Qualifications: New money must be deposited from a source outside First Tech; transfers between First Tech accounts or its affiliates will not qualify.
4. Upon maturity, the account will automatically convert to the rate offered for the standard 13-Month Bump Up Share Certificate account. Please refer to our Rate Sheet at firsttechfed.com/rates for current dividend rates and annual percentage yield information.
, 24-monthMembership is required and subject to approval. This is an addendum to the Truth In Savings Disclosure – Share Certificates, Rate Sheet, and Fee Schedule, located at firsttechfed.com/rates.
Additional Terms and Conditions Applicable to Promotional 24-Month Bump Up Share Certificate Accounts:
1. Bump Up Share Certificates: If your account has the Bump Up feature, we list the dividend rate and APY on your Certificate Receipt for your Bump Up Share Certificate account. Your Maturity Date will remain the same as stated on your Certificate Receipt.
a. You have the option within each twelve (12) months of the current term for terms equaling or exceeding twenty-four (24) months, or once per term for Bump Up products with a term less than twenty-four (24) months, of exchanging the dividend rate for a new dividend rate that is currently offered on term share certificates at no cost to you.
b. You have the option within each twelve (12) months of the current term for terms equaling or exceeding twenty-four (24) months, or once per term for Bump Up products with a term less than twenty-four (24) months, to make one (1) additional deposit. The maximum amount you can deposit is up to the original amount of the certificate at the start of the current term.
2. Limit: You are limited to one Promotional 24-Month Bump Up Share Certificate Account per primary account owner.
3. Qualifications: New money must be deposited from a source outside First Tech; transfers between First Tech accounts or its affiliates will not qualify.
4. Upon maturity, the account will automatically convert to the rate offered for the standard 24-Month Bump Up Share Certificate account. Please refer to our Rate Sheet at firsttechfed.com/rates for current dividend rates and annual percentage yield information.
and 36-monthMembership is required and subject to approval. This is an addendum to the Truth In Savings Disclosure – Share Certificates, Rate Sheet, and Fee Schedule, located at firsttechfed.com/rates
Additional Terms and Conditions Applicable to Promotional 36-Month Bump Up Share Certificate Accounts:
1. Bump Up Share Certificates: If your account has the Bump Up feature, we list the dividend rate and APY on your Certificate Receipt for your Bump Up Share Certificate account. Your Maturity Date will remain the same as stated on your Certificate Receipt.
a. You have the option within each twelve (12) months of the current term for terms equaling or exceeding twenty-four (24) months, or once per term for Bump Up products with a term less than twenty-four (24) months, of exchanging the dividend rate for a new dividend rate that is currently offered on term share certificates at no cost to you.
b. You have the option within each twelve (12) months of the current term for terms equaling or exceeding twenty-four (24) months, or once per term for Bump Up products with a term less than twenty-four (24) months, to make one (1) additional deposit. The maximum amount you can deposit is up to the original amount of the certificate at the start of the current term.
2. Limit: You are limited to one Promotional 36-Month Bump Up Share Certificate Account per primary account owner.
3. Qualifications: New money must be deposited from a source outside First Tech; transfers between First Tech accounts or its affiliates will not qualify.
4. Upon maturity, the account will automatically convert to the rate offered for the standard 36-Month Bump Up Share Certificate account. Please refer to our Rate Sheet at firsttechfed.com/rates for current dividend rates and annual percentage yield information.
bump up certificate offers. You can grow your savings with:

  • Limited-time, promotional rates
  • Easy renewal
  • No account set-up or maintenance fees

To get started saving with these special offers or to learn more, speak with a First Tech representative today. See below for more terms and conditions, and don’t miss your chance to bump up your savings.

Promotional 13-Month Bump Up CertificateEarly Withdrawal Penalties: The Share Certificate Account will mature on the Maturity Date set forth in the Certificate Receipt. If a withdrawal of principal is made prior to the Maturity Date, the Credit Union will impose a penalty on the amount withdrawn that is subject to penalty. Penalties may reduce the principal.
   a. In accordance with Federal Reserve Board Regulation D, the Credit Union may charge an early withdrawal penalty of seven (7) days simple dividends on amounts withdrawn within the first six (6) days after account opening or within six (6) days following the last partial withdrawal.
   b. If the Share Certificate Account has a term to maturity equal to or less than one (1) year, the penalty imposed will be the required Federal Reserve Board Regulation D penalty, whether or not earned.
   c. If the Share Certificate Account has a term to maturity of between one (1) year and two (2) years, the penalty imposed will equal 180 days of simple dividends, whether or not earned.
   d. If the Share Certificate Account has a term to maturity greater than two (2) years, the penalty will equal 270 days simple dividends, whether or not earned.

Effective Date: September 26, 2022

Term

Min. Opening Balance

Dividend Rate

APYAnnual Percentage Yield

Promo 13-Month Bump

$500.00

2.47%

2.50%


Promotional 24-Month Bump Up CertificateEarly Withdrawal Penalties: The Share Certificate Account will mature on the Maturity Date set forth in the Certificate Receipt. If a withdrawal of principal is made prior to the Maturity Date, the Credit Union will impose a penalty on the amount withdrawn that is subject to penalty. Penalties may reduce the principal.
   a. In accordance with Federal Reserve Board Regulation D, the Credit Union may charge an early withdrawal penalty of seven (7) days simple dividends on amounts withdrawn within the first six (6) days after account opening or within six (6) days following the last partial withdrawal.
   b. If the Share Certificate Account has a term to maturity equal to or less than one (1) year, the penalty imposed will be the required Federal Reserve Board Regulation D penalty, whether or not earned.
   c. If the Share Certificate Account has a term to maturity of between one (1) year and two (2) years, the penalty imposed will equal 180 days of simple dividends, whether or not earned.
   d. If the Share Certificate Account has a term to maturity greater than two (2) years, the penalty will equal 270 days simple dividends, whether or not earned.

Effective Date: September 1, 2022

Term

Min. Opening Balance

Dividend Rate

APYAnnual Percentage Yield

Promo 24-Month Bump

$500.00

2.72%

2.75%



Promotional 36-Month Bump Up CertificateEarly Withdrawal Penalties: The Share Certificate Account will mature on the Maturity Date set forth in the Certificate Receipt. If a withdrawal of principal is made prior to the Maturity Date, the Credit Union will impose a penalty on the amount withdrawn that is subject to penalty. Penalties may reduce the principal.
   a. In accordance with Federal Reserve Board Regulation D, the Credit Union may charge an early withdrawal penalty of seven (7) days simple dividends on amounts withdrawn within the first six (6) days after account opening or within six (6) days following the last partial withdrawal.
   b. If the Share Certificate Account has a term to maturity equal to or less than one (1) year, the penalty imposed will be the required Federal Reserve Board Regulation D penalty, whether or not earned.
   c. If the Share Certificate Account has a term to maturity of between one (1) year and two (2) years, the penalty imposed will equal 180 days of simple dividends, whether or not earned.
   d. If the Share Certificate Account has a term to maturity greater than two (2) years, the penalty will equal 270 days simple dividends, whether or not earned.

Effective Date: September 1, 2022

Term

Min. Opening Balance

Dividend Rate

APYAnnual Percentage Yield

Promo 36-Month Bump

$500.00

2.96%

3.00%