Build your savings with a bump-up share certificate ladder

Earn 4.00% Annual Percentage Yield (APY)4.00% Rates effective as of&nbsp;<span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=1f3cf8b3-f69a-4b67-92b3-0794ecbd882d"> 06/01/2025</span>. 6-month term required to obtain the advertised APY. $500 minimum balance required. All withdrawals of principal before the Maturity Date are subject to early withdrawal penalties. Fees could reduce earnings on the account. Upon maturity, the account will automatically convert to the rate offered for the traditional share certificate account with the same or comparable term.

Earn 3.90% Annual Percentage Yield (APY)3.90% Rates effective as of <span class="rate effective-date"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=bc5885f7-43ba-4cac-84d4-766fea7f16d0"> 06/01/2025</span></span>. 13 month term required to obtain the advertised APY. $500 minimum balance required. The maximum amount you can deposit is up to the original amount of the certificate at the start of the current term. You have the option once to exchange the dividend rate for a new dividend rate that is currently offered on the same term share certificate. You have the option once per term to make one (1) additional deposit. All withdrawals of principal before the Maturity Date are subject to early withdrawal penalties. Fees could reduce earnings on the account. Upon maturity, the account will automatically convert to the rate offered for the traditional share certificate account with the same or comparable term.

Earn 3.85% Annual Percentage Yield (APY)3.85% Rates effective as of&nbsp;<span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=9636cef9-8f97-4283-9ce2-db3d270cdfa8"> 06/01/2025</span>. 24 month term required to obtain the advertised APY. $500 minimum balance required. The maximum amount you can deposit is up to the original amount of the certificate at the start of the current term. You have the option within each twelve (12) months of the current term for terms equaling or exceeding twenty-four (24) months to exchange the dividend rate for a new dividend rate that is currently offered on the same term share certificate. You have the option within each twelve (12) months of the current term to make one (1) additional deposit. All withdrawals of principal before the Maturity Date are subject to early withdrawal penalties. Fees could reduce earnings on the account. Upon maturity, the account will automatically convert to the rate offered for the traditional share certificate account with the same or comparable term.

Earn 3.80% Annual Percentage Yield (APY)3.80% Rates effective as of&nbsp;<span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=3e5ffac8-bea9-4fdc-bbb9-0ff0b2926e32"> 06/01/2025</span>. 36 month term required to obtain the advertised APY. $500 minimum balance required. The maximum amount you can deposit is up to the original amount of the certificate at the start of the current term. You have the option within each twelve (12) months of the current term for terms equaling or exceeding twenty-four (24) months to exchange the dividend rate for a new dividend rate that is currently offered on the same term share certificate. You have the option within each twelve (12) months of the current term to make one (1) additional deposit. All withdrawals of principal before the Maturity Date are subject to early withdrawal penalties. Fees could reduce earnings on the account. Upon maturity, the account will automatically convert to the rate offered for the traditional share certificate account with the same or comparable term.