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2025 Year in Review

2025 was a defining year for DCU and First Tech, as we came together as one on January 1, 2026. The year marked a historic milestone as First Tech became a newly combined organization. Supported by the trust and engagement of over 2 million members, the leadership of our volunteer board, and the dedication of over 3,400 employees, we continued to excel in service, innovation, financial performance, and community involvement. Strong and resilient, our credit union remains well positioned for the future while fulfilling our vision of setting a new standard in people-first solutions.  

Explore the report: Real voices and outcomes from across our organization and communities.

A message from President & CEO, Shruti Miyashiro: Building a Shared Future

As we look ahead, our new vision guides everything we’re creating together: “Setting a new standard in people‑first solutions.” This vision isn’t just aspirational; it reflects who we are at our core. It calls us to raise the bar for what a member‑centric financial institution can be: more personalized, more intuitive, and more attuned to the ways people live, work, and plan for the future.

Our teams are already working to bring this vision to life. This includes strengthening our technology foundation, aligning products and services, and designing member‑friendly updates that we will communicate clearly and well in advance.

On behalf of the entire team of our newly combined First Tech, thank you. Thank you for your trust and your continued engagement as we take this next step as one unified credit union. We’re honored to serve you, and we’re excited for what the future holds.
Image of smiling family with text that says 2025 Annual Report for First Tech

Setting a new standard in people-first solutions

2025 by the numbers

Noteworthy achievements from 2025

Combined results for the First Tech and DCU Divisions:

White star logo with circular blue background. First Tech members voted in favor of the proposed merger with Digital Federal Credit Union (DCU), affirming a shared belief in what we can achieve together.

White star logo with circular blue background. Reached $28 billion in total assets as the 6th largest credit union in the country. 

White star logo with circular blue background. Lending totaled $22.6 billion to help members build stronger financial futures.

White star logo with circular blue background. Regulatory capital totaled $2.96 billion, ensuring we remain safe and sound to support our members and future growth.

White star logo with circular blue background. With more than 2,000,000 members worldwide, our growing field of membership reflects the trust they place in First Tech to help them navigate every state of their financial journey. 

White star logo with circular blue background. Continued to be a safe harbor for member savings, with $24 billion in total deposits.  

White star logo with circular blue background. Through our network of 54 branches, we delivered personalized financial services to the communities we serve.  

White star logo with circular blue background. Provided more than half a million phone and eSupport interactions to help members whenever and wherever they need us.

White star logo with circular blue background. Contributed more than $5.8 million to over 300 nonprofit organizations.

White star logo with circular blue background. Awarded members with $210,000 in academic scholarships to help offset the rising cost of post-secondary education. 

The Value Behind the Credit Union Difference

We hope our members have experienced the meaningful advantages that set credit unions apart from traditional banks, such as lower fees, better savings rates, and a member‑first mindset. Choosing a credit union means joining a cooperative movement built on community and shared success. At First Tech, we’re proud to be a member‑owned, not‑for‑profit financial cooperative.

Everything we do is centered on serving our members and the communities across our footprint. Because credit unions are not for profit, we can stay true to our purpose of people helping people. This structure allows us to focus on delivering real value in every decision we make.

We’re committed to helping ensure credit unions remain strong for generations to come. Thank you for supporting the credit union movement and the communities we serve.

Our Approach to Community Funding

In 2025, First Tech provided over $5.8 million in charitable giving to over 300 organizations. First Tech’s philanthropic focus areas include support for education (STEM, early childhood literacy, financial education, and scholarships), fundamental needs (hunger, shelter, and community health), and employee engagement (volunteerism, giving, and shared purpose).

Growing Connection & Engagement 

In 2025, we continued to invest in a workplace where people feel they belong and can bring their authentic selves to work. Guided by our culture of Belonging and Engagement, we strengthened connections, amplified employee voices, and created opportunities for growth within our organization and the communities we serve.  

To help foster connections, we introduced various new Inclusion Networks, also known as Employee Resource Groups, including a Hispanic/Latinx Inclusion Network and Veterans Inclusion Network. As we closed the year with our merger, we strengthened our foundation for the future–ready to make 2026 our most connected and engaged year yet.