The right protection for your home
Home is where the heart is. It's also where you raise your family and create memories that last a lifetime. First Tech Insurance Services can help you protect your dreams with homeowners’ insurance that fits your priorities and your budget, whether your home loan is with First Tech or somewhere else. A typical homeowners insurance policy includes:
Dwelling Coverage - Helps pay for repairs or the rebuilding of your home if it’s damaged by a covered cause of loss. You’ll want to carry enough dwelling coverage to cover the estimated cost to repair or rebuild.
Other Structures Coverage - Can pay for covered damages to detached structures like garages, sheds, and fences.
Personal Property Coverage - Helps pay for personal items in your home (furniture, electronics, etc.) that may be damaged or destroyed by a covered cause of loss. Special limits of liability may apply to certain items.
Loss of Use Coverage - Pays for your additional living expenses if you must move out of your home temporarily while it's being restored. This is subject to coverage terms and limits.
Personal Liability Coverage - Helps protect you and your family in the event of a lawsuit if you or a member of your household is responsible for causing bodily injury or property damage to others.
Extra protection for the unexpected
Additional homeowner’s insurance coverage includes:
Special Personal Property Coverage - Can provide broader protection for your possessions in the event of a covered loss. It can cover your personal property in more situations than a homeowners’ policy.
Contents Replacement Cost - Coverage can cover personal property losses based on replacement cost at the time of loss, with no deduction for depreciation. The coverage is subject to applicable policy limits and deductibles and special limits apply to certain items such as jewelry, watches and furs.
Additional Replacement Cost Protection Coverage - Helps you repair or rebuild your home if the dwelling coverage on your home is not enough to cover the cost to repair or rebuild after a covered loss.
Jewelry and Valuable Items - Can be covered with Valuable Items Plus coverage, which offer higher limits and expanded protection for special classes of property.
Water Backup and Sump Pump Discharge or Overflow - Coverage can help cover the loss up to a specified dollar amount if water backs up from a sewer or drain within your home, or if water discharges or overflows from your sump pump. This does not include coverage for flood or surface water backup.
Speak with a First Tech Insurance Services agent for help finding the right homeowners insurance coverage for your unique needs. Contact an agent today.
Why First Tech Insurance Services?
First Tech Insurance Services is here to help you protect the things that matter most to you. We are a credit union-owned, full-service independent insurance agency with coverage options for home, auto, life and more.
As an independent insurance agency, we do the work of comparing coverage options from multiple preferred insurance carriers to find best policies to fit your needs and budget. Some of our carriers even have discounts that are only available to First Tech members.
Speak with an agent to learn how we can help you find the right coverage today.