The right car insurance for you.
Car insurance isn’t just a legal requirement; it’s the ideal way to protect your financial future. After all, paying a cut-rate premium for less-than-adequate coverage doesn’t save you any money if repairs and medical bills outpace your policy by tens of thousands of dollars – money that could come straight out of your pocket.
First Tech Insurance Services takes the time to understand your needs and put together the right coverage, including:
Includes both bodily injury and property damage liability coverage and is required in most states. Basically, if you cause an accident, hurt someone or damage someone's property, it can pay for covered damages and defend you in a lawsuit.
Helps pay for damage to your vehicle that is not caused by a collision. For example, theft, vandalism, hitting a deer or other animal, storms and certain natural disasters.
Helps pay for damage to your vehicle if your car hits another car or object, gets hit by another car or if your vehicle rolls over. This coverage is generally required if your car is financed or leased.
Personal Injury Protection
Pays for medical expenses, lost wages (in some cases), and other damages, regardless of who is at fault in an accident. Available in certain states.
Uninsured/Underinsured Motorist Coverage
Can help pay for damages and medical costs resulting from an accident caused by someone who has no insurance or inadequate insurance coverage.
Medical Payments Coverage
Helps pay for covered medical expenses for anyone injured while in your vehicle.
Extra protection for the unexpected
Rental Coverage reimbursement
Can pay for a rental car if your car is damaged in a covered accident and is out of commission for more than 24 hours.
Costs less than many independent services and helps you feel at ease when you’re on the road.
Speak with a First Tech Insurance agent for help finding the best car insurance coverage for your unique needs. Contact an agent today.
Deductibles and coverage limits
Your car insurance deductible is the amount you'll pay out of pocket before your insurance kicks in. The lower the deductible, the less you'll pay out of pocket if an accident occurs. Selecting a higher deductible may lower your auto insurance premium, which is the amount you pay an insurance company to carry an insurance policy.
Your car insurance coverage limits are the most your insurance will pay if you have a claim. Choosing a higher coverage amount provides you additional protection if an accident occurs. The available coverage limits may vary by coverage type and state, which is why it’s so important to choose limits that meet your needs.
Why First Tech Insurance Services?
First Tech Insurance Services is here to help you protect the things that matter most to you. We are a credit union-owned, full-service independent insurance agency with coverage options for home, auto, life and more.
As an independent insurance agency, we do the work of comparing coverage options from multiple preferred insurance carriers to find best policies to fit your needs and budget. Some of our carriers even have discounts that are only available to First Tech members.