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First Tech Routing #321180379
Home Equity Loan Officer

Meet Jeff.

A little insight into Jeff Sines.

I graduated with a degree in Economics from Eastern Oregon University. I’ve been working in the financial industry for the past 9 years with experience in banking, investments, and insurance. I came to First Tech Federal Credit Union in 2013 as a Financial Services Representative and then to the Home Equity department as a loan officer in late 2014. It is important to me that my clients feel taken care of and their experience is a good one.


In my free time I enjoy spending time with my friends and family outdoors doing something fun. My daughter keeps me especially busy.

We're here to help you.

Flexity line of credit.

Experience ultimate flexibility while you put your home’s equity to work for you. The Flexity line of credit gives you access to cash when you need it. Plus, it allows you to lock in up to three fixed-rate loans under the same line of credit.

  • Flexible line of credit secured by your home's equity
  • Low, interest-only payments during the 10-year draw period
  • Ability to lock-in up to three, fixed-rate loans under one line of credit
  • Access to cash when you need it
  • No pre-payment penalty

Home equity.

Do you have big plans that require money? Get that money from the equity in your home. We have great rates and many options, depending on your goals.


Whether you want to cash out your equity, lower your payments, or pay off your loan sooner, we have a refinance loan for you.

Buy a home.

We have mortgage solutions to fit your needs, whether this is your first home, next home, or you’re building your dream house. If you have a home picked out and signed a contract, please apply here. If you want to see how much you qualify for submit a request for Pre-Qualification.

Mortgage resources.


Home Buyers

We’ve helped thousands of members buy their first home.



Calculate your mortgage options.


Home Loan

View more information on the home loan options available.