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First Tech Routing #321180379
Home Equity Loan Officer

Meet Carrie.

A little insight into Carrie Fowles.

I started my journey with First Tech in May of 2005 and instantly fell in love with the credit union’s culture. I was quickly reminded that in order to build lasting relationships and trust, it is important to treat others how you wish to be treated. By listening to members, I am able uncover needs that they weren’t aware existed and by having open conversation, I’m able to guide them down the path that provides the greatest benefit. I pride myself on facing each challenge head on, always thinking outside the box and striving to provide the most seamless process possible. Ultimately my goal isn’t to just be the home equity consultant, my goal is to be their trusted financial partner.


I enjoy spending time with my family, the serenity of the Oregon coast and finding different ways to give back to the community.

We're here to help you.

Flexity line of credit.

Experience ultimate flexibility while you put your home’s equity to work for you. The Flexity line of credit gives you access to cash when you need it. Plus, it allows you to lock in up to three fixed-rate loans under the same line of credit.

  • Flexible line of credit secured by your home's equity
  • Low, interest-only payments during the 10-year draw period
  • Ability to lock-in up to three, fixed-rate loans under one line of credit
  • Access to cash when you need it
  • No pre-payment penalty

Home equity.

Do you have big plans that require money? Get that money from the equity in your home. We have great rates and many options, depending on your goals.


Whether you want to cash out your equity, lower your payments, or pay off your loan sooner, we have a refinance loan for you.

Buy a home.

We have mortgage solutions to fit your needs, whether this is your first home, next home, or you’re building your dream house. If you have a home picked out and signed a contract, please apply here. If you want to see how much you qualify for submit a request for Pre-Qualification.

Mortgage resources.


Home Buyers

We’ve helped thousands of members buy their first home.



Calculate your mortgage options.


Home Loan

View more information on the home loan options available.